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Flood Insurance Agents in Simsbury, CT

Compare flood insurance agents in Simsbury. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Simsbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 3 flood insurance agents in Simsbury, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Martin - State Farm Insurance Agent
1243 Hopmeadow St, Simsbury, CT 06070
(860) 408-9592 insurewithmattm.com
Christensen Insurance LLC
540 Hopmeadow St, Simsbury, CT 06070
(860) 651-8236 insuranceagentswhocare.com
Bouvier Insurance, A HUB International Company: Simsbury
14 Station St, Simsbury, CT 06070
(860) 651-0271 binsurance.com

Flood insurance agents in Simsbury Connecticut can help you secure coverage through the National Flood Insurance Program or private insurers. Connecticut law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand Simsbury flood risks from the Farmington River and nearby streams.

What Does a Flood Insurance Agent in Simsbury Cost?

The cost of flood insurance in Connecticut varies based on flood zone, property elevation, and coverage amount. In Simsbury, annual premiums for NFIP policies typically range from 700 to 2,500 dollars for a standard home. Higher risk properties or those requiring an elevation certificate may cost more. Private market policies can offer different pricing and coverage options. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Simsbury Connecticut?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Simsbury homeowners choose coverage because flash flooding can occur from heavy rain or snowmelt.
What does a flood insurance agent in Simsbury do?
A flood insurance agent helps you assess your flood risk, explains policy options from NFIP and private carriers, and assists with filing claims. They can also help you understand Connecticut specific requirements such as elevation certificates and flood zone designations.