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Find Flood Insurance Agents Near You in Watertown, CT
Compare flood insurance agents in Watertown. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Watertown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 6 flood insurance agents in Watertown, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colonair Insurance Agency LLC
27 Siemon Company Dr #308E, Watertown, CT 06795
(860) 274-0900
colonairinsurance.com
Tim Angiolini - State Farm Insurance Agent
756 Thomaston Rd, Watertown, CT 06795
(860) 417-2912
insurewithtim.com
Associated Insurance Agency
51 Depot St STE 112, Watertown, CT 06795
(203) 748-9272
aia-danbury.com
D'Amico Agency Inc.
656 Main St, Watertown, CT 06795
(860) 274-1457
Farmers Insurance - Barbara Altamirano
545 Main St, Watertown, CT 06795
(203) 527-7999
agents.farmers.com
Nationwide Insurance: Zoltan Z Nanassy
1175 Main St, Watertown, CT 06795
(860) 945-9835
Flood insurance agents in Watertown Connecticut help property owners secure coverage through the National Flood Insurance Program and private insurers. Connecticut law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Watertown flood maps and can guide you on elevation certificates and policy limits.
What Does a Flood Insurance Agent in Watertown Cost?
Typical flood insurance costs in Watertown Connecticut range from 500 to 2,500 dollars per year depending on flood zone, building characteristics, and coverage limits. NFIP rates are set by FEMA and do not vary by agent. Private insurers may offer competitive pricing for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Watertown Connecticut?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many homeowners choose to carry a policy for protection.
What does a flood insurance agent in Watertown do?
A flood insurance agent helps you assess your flood risk, review FEMA flood maps for Watertown, and find a policy that meets your needs. They also assist with completing the application, understanding coverage limits, and filing claims if needed.
How much does flood insurance cost in Watertown Connecticut?
Costs vary based on flood zone, property elevation, and coverage amount. In Connecticut, NFIP policies average around 700 to 1,200 dollars per year for standard coverage, but high-risk properties may pay more. Private market options may offer different rates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.