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Compare Flood Insurance Agents in Apollo Beach, FL
Compare flood insurance agents in Apollo Beach. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Apollo Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 flood insurance agents in Apollo Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Iron Rock Insurance
400 Frandorson Cir #103, Apollo Beach, FL 33572
(813) 213-9600
ironrockins.com
Meek Insurance Group
6168 N U.S. Hwy 41, Apollo Beach, FL 33572
(813) 677-1121
meekinsurance.com
Flood insurance agents in Apollo Beach help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties, and agents can explain your options. Apollo Beach is in a high-risk flood zone, making professional guidance essential for protecting your home or business.
What Does a Flood Insurance Agent in Apollo Beach Cost?
Typical flood insurance premiums in Apollo Beach range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and building characteristics. Private market rates can be higher or lower. Costs vary significantly by property. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Apollo Beach Florida?
Yes, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because 25% of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent do in Apollo Beach?
A flood insurance agent helps you assess your flood risk, compare policies from the NFIP and private insurers, and complete the application. They also advise on coverage limits, deductibles, and elevation certificates required by Florida building codes.
How long does it take to get flood insurance in Apollo Beach?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods or immediate coverage in some cases. Plan ahead to avoid gaps in protection.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.