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Directory of flood insurance agents in Crystal River, Florida. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 flood insurance agents in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747
floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040
insbrokers.org
Bird Insurance Group Llc
721 NE US Hwy 19, Crystal River, FL 34429
(352) 489-1992
birdinsurancegroup.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354
progressiveagent.com
O'Brien Insurance Agency, Inc
831 NE US Hwy 19, Crystal River, FL 34429
(352) 563-0749
obrieninsuranceinc.com
The Hagar Group
2121 US-19, Crystal River, FL 34429
(352) 795-2697
hagargroup.com
Flood insurance agents in Crystal River Florida help homeowners and businesses secure coverage against flood damage. Florida law requires flood insurance for properties in high-risk zones with federally backed mortgages. Local agents understand the unique flood risks from the Gulf Coast and the Crystal River watershed.
What Does a Flood Insurance Agent in Crystal River Cost?
Typical flood insurance costs in Florida range from 500 to 3,000 dollars per year for an NFIP policy. Private flood insurance may cost 400 to 2,500 dollars per year depending on flood zone, elevation, and coverage amount. Costs vary by property and risk factors. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Crystal River Florida?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in low-risk zones flood insurance is recommended because 25 percent of flood claims come from moderate to low risk areas.
What does a flood insurance agent do in Crystal River?
A flood insurance agent helps you compare NFIP and private flood insurance options. They explain flood zone maps, coverage limits, and deductibles. They also assist with filing claims after a flood event.
How long does it take to get flood insurance in Florida?
NFIP policies have a 30 day waiting period before coverage begins. Private insurers may have shorter waiting periods or none. Plan ahead especially during hurricane season from June to November.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.