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Find Flood Insurance Agents Near You in Edgewater, FL
Looking for a flood insurance agent in Edgewater? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Edgewater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 flood insurance agents in Edgewater, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AA Armstrong Insurance
1 Pelican Dr, Edgewater, FL 32141
(386) 427-6830
aaarmstronginsurance.com
Lane Insurance
501 N Ridgewood Ave a, Edgewater, FL 32132
(386) 427-5201
laneins.com
Shift Insurance Group
612 N Ridgewood Ave Suite #1, Edgewater, FL 32132
(386) 410-5513
shiftinsurancegroup.com
Flood insurance agents in Edgewater Florida help homeowners and businesses secure coverage against flood damage. Florida law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the specific flood risks from the Indian River Lagoon and nearby waterways.
What Does a Flood Insurance Agent in Edgewater Cost?
Flood insurance costs in Edgewater Florida vary by flood zone, property elevation, and coverage amount. Average annual premiums for NFIP policies range from 700 to 2,500 dollars for standard homes. Private market policies may be cheaper or more expensive depending on risk. Costs can be higher for properties in high-risk zones or with low elevation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Edgewater Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required by law to carry flood insurance. Even outside high-risk zones, flood damage is common in Florida and standard homeowners policies do not cover it.
How do I choose a flood insurance agent in Edgewater?
Look for an agent licensed in Florida who offers policies from the National Flood Insurance Program and private insurers. Ask about their experience with Edgewater flood zones and elevation certificates.
What is the waiting period for flood insurance in Florida?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead and do not wait until a storm is approaching.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.