Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 flood insurance agents in Fleming Island, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nathaniel Herring - State Farm Insurance Agent
3521 US-17 Unit A, Fleming Island, FL 32003
(904) 269-5200
nateinsuresme.com
Wendell Chindra - State Farm Insurance Agent
865 Hibernia Rd #109, Fleming Island, FL 32003
(904) 297-4063
clayquote.com
Brightway Insurance, Fleming Island
5000 US-17 Suite 14, Fleming Island, FL 32003
(904) 928-8184
brightway.com
Tim Rust Insurance
1835 E West Pkwy East West Prwy, Fleming Island, FL 32093
(904) 264-0500
What Does a Flood Insurance Agent in Fleming Island Cost?
Flood insurance premiums in Fleming Island typically range from 700 to 2500 dollars per year for an NFIP policy depending on flood zone elevation and building characteristics. Private market policies may cost more or less. Florida law requires agents to disclose policy terms clearly. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Fleming Island Florida?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in moderate-risk zones flood insurance is recommended because Fleming Island is near water and heavy rain can cause flooding.
How do I find a flood insurance agent in Fleming Island?
Look for a Florida-licensed property and casualty agent who offers flood insurance. Many local agencies in Clay County list flood insurance services on their websites or you can call them directly to ask about NFIP and private flood policies.
What does flood insurance cover in Florida?
Standard NFIP policies cover building damage up to 250000 dollars and contents up to 100000 dollars. Private policies may offer higher limits and additional coverage. An agent can explain what is included and what is excluded such as basement improvements.