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Looking for a flood insurance agent in Palm Coast? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 flood insurance agents in Palm Coast, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angel Hall - State Farm Insurance Agent
800 Belle Terre Pkwy Suite 114, Palm Coast, FL 32164
What Does a Flood Insurance Agent in Palm Coast Cost?
Typical flood insurance costs in Palm Coast Florida range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost less or more based on risk assessment. Premiums for homes in high-risk zones can exceed 4,000 dollars annually. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Palm Coast Florida?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many residents choose coverage because of heavy rain and hurricane risks.
What does a flood insurance agent in Palm Coast do?
A flood insurance agent helps you compare NFIP policies with private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect. They also assist with flood zone determinations and elevation certificate requirements.
How long does it take to get flood insurance in Palm Coast?
NFIP policies have a standard 30-day waiting period from application date unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.