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HomeFlood Insurance AgentsFlorida › Palm Coast

Find Flood Insurance Agents Near You in Palm Coast, FL

Browse flood insurance agents serving Palm Coast, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 546 reviews. Other highly rated options include O'Quinn Insurance Services, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 18 flood insurance agents serving Palm Coast.

Showing 18 flood insurance agents in Palm Coast, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Angel Hall - State Farm Insurance Agent800 Belle Terre Pkwy Suite 114(386) 437-7117
2O'Quinn Insurance Services1499 Palm Coast Pkwy NW Ste F(386) 204-8789
3Insurance Office of America1 Hargrove Grde Building B, Suite 3(386) 276-9130
4Integrity Insurance Group of Florida5182 N Ocean Shore Blvd unit c(386) 259-1000
5Tilton & Unger Insurance3 Cypress Branch Way #101(386) 447-4448
6The Berk Insurance Agency17 Old Kings Rd suite r(386) 627-7405
7Coastal Palm Insurance Company2 Pine Lakes Pkwy #6(386) 313-5908
8Heart of Florida Insurance Group21 Old Kings Rd N B102(386) 445-0061
9Brightway Insurance, The Flagler Agency55 Plaza Dr #5(386) 597-8200
10Santos Group - All Insurance25 Palm Harbor Village Way W STE 5A(386) 597-1112
AH
800 Belle Terre Pkwy Suite 114
Angel Hall - State Farm Insurance Agent
Flood Insurance Agent · Palm Coast, FL

Angel Hall - State Farm Insurance Agent serves Palm Coast and the surrounding Flagler County area, specializing in flood insurance protection. This local agent helps property owners assess their risk of flooding and choose appropriate coverage for homes and businesses. Policies are designed to safeguard against water damage from storms, heavy rainfall, and rising tides common to the region. The agency assists with filing claims and adjusting existing flood policies as community flood zones change.

OQ
1499 Palm Coast Pkwy NW Ste F
O'Quinn Insurance Services
Flood Insurance Agent · Palm Coast, FL

O'Quinn Insurance Services provides flood insurance coverage for properties in the Palm Coast area, helping clients secure policies to protect against water damage. The agency offers guidance on selecting appropriate coverage limits and deductibles to match individual risk needs. Ongoing policy reviews and renewal assistance ensure that plans remain current with changing flood zone designations and property conditions. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

IO
1 Hargrove Grde Building B, Suite 3
Insurance Office of America
Flood Insurance Agent · Palm Coast, FL

Insurance Office of America serves Palm Coast and the surrounding communities of Flagler County, handling flood insurance for residential and commercial properties. It assists property owners in securing coverage that addresses the specific flood risks of the area, often required by lenders for mortgaged homes located in special flood hazard zones. The company typically begins with a review of the property’s flood zone designation, then evaluates the structure’s contents and elevation to recommend an appropriate policy that meets the client’s needs and local requirements.

II
5182 N Ocean Shore Blvd unit c
Integrity Insurance Group of Florida
Flood Insurance Agent · Palm Coast, FL

Integrity Insurance Group of Florida in Palm Coast helps property owners navigate the difference between a one-time policy purchase for a single property and recurring coverage options that protect multiple locations or automatically renew. Their work as a flood insurance agent involves explaining National Flood Insurance Program guidelines and private market alternatives to ensure adequate protection against local storm surge and rising water events. Clients can schedule appointments on an as-needed basis for policy reviews or new claims guidance.

TU
3 Cypress Branch Way #101
Tilton & Unger Insurance
Flood Insurance Agent · Palm Coast, FL

Homeowners, businesses, and property managers turn to Tilton & Unger Insurance for flood insurance coverage in Palm Coast, Florida. The agency helps clients understand and select policies that protect their properties against flood damage. Navigating the National Flood Insurance Program and private market options, the team assists with risk assessment and policy selection to ensure adequate protection. This focused guidance helps property owners in a coastal area manage their exposure to flood risk. The agency also serves clients in the nearby Flagler Beach community.

BI
17 Old Kings Rd suite r
The Berk Insurance Agency
Flood Insurance Agent · Palm Coast, FL

The Berk Insurance Agency specializes in flood insurance services for homeowners and businesses in Palm Coast, FL. It helps clients navigate the complexities of securing coverage that aligns with local flood zone requirements and property needs. The agency provides personalized consultations to assess risk and explain policy options from available programs. Whether protecting against seasonal storm surges or the unexpected damage from heavy inland rains, it assists property owners in preparing for these common weather threats throughout the year.

CP
2 Pine Lakes Pkwy #6
Coastal Palm Insurance Company
Flood Insurance Agent · Palm Coast, FL

As hurricane season approaches in Palm Coast, property owners face rising flood risks from heavy rainfall and storm surge. Coastal Palm Insurance Company addresses these concerns by providing professional flood insurance agent services throughout the area. They help residential and commercial clients understand coverage options and policy requirements for their specific properties. Every consultation includes a careful review of local flood zone maps and elevation data. The process begins with an on-site inspection to assess the building’s foundation and potential vulnerabilities.

HF
21 Old Kings Rd N B102
Heart of Florida Insurance Group
Flood Insurance Agent · Palm Coast, FL

Heart of Florida Insurance Group operates as a flood insurance agent in Palm Coast, FL, helping property owners protect against water damage from severe weather and rising tides. The agency specializes in policies tailored for residential homes and commercial properties. Its services include risk assessment for flood-prone zones and guidance on National Flood Insurance Program options. The company serves various business sectors such as offices, warehouses, and food service establishments.

BI
55 Plaza Dr #5
Brightway Insurance, The Flagler Agency
Flood Insurance Agent · Palm Coast, FL

Brightway Insurance, The Flagler Agency serves residential property owners in Palm Coast, Florida, offering flood insurance coverage for single-family homes and rental units. Commercial flood insurance protection is also available for local businesses throughout the surrounding area. The agency helps clients evaluate their flood risk and select policies that meet their specific needs. Continuing service includes reviewing existing coverage and adjusting policies as conditions change. Clients are encouraged to schedule follow-up appointments or contact the agency for updates between regular visits.

SG
25 Palm Harbor Village Way W STE 5A
Santos Group - All Insurance
Flood Insurance Agent · Palm Coast, FL
GI
4869 Palm Coast Pkwy NW Office 3, Unit 3
Goosehead Insurance - Sev Tamayo
Flood Insurance Agent · Palm Coast, FL
(904) 671-0392
goosehead.com/agents/fl/palm-coast/sev-tamayo
AR
25 Old Kings Rd N Unit 5B
Absolute Risk Services
Flood Insurance Agent · Palm Coast, FL
(386) 585-4399
absoluteriskservices.com
GI
160 Cypress Point Pkwy C-102
GreatFlorida Insurance: James Cimorelli
Flood Insurance Agent · Palm Coast, FL
(386) 446-0317
palmcoast.greatflorida.com
KR
4861 Palm Coast Pkwy NW Suite 4
King Risk Partners
Flood Insurance Agent · Palm Coast, FL
(386) 447-8950
king-insurance.com/palm-coast
EC
4845 Belle Terre Pkwy
East Coast Insurors, Inc
Flood Insurance Agent · Palm Coast, FL
(386) 446-3426
eastcoastinsurors.com
FS
4873 Palm Coast Pkwy NW Suite 1
Five Star Insurance Services
Flood Insurance Agent · Palm Coast, FL
(386) 230-0009
5starinsur.com
FC
12 Office Park Dr
Flagler County Insurance Agency
Flood Insurance Agent · Palm Coast, FL
(386) 445-4640
fciains.com
GF
1489 Palm Coast Pkwy NW
Great Fl Insurance
Flood Insurance Agent · Palm Coast, FL
(386) 446-0317
greatflorida.com

What Does a a Flood Insurance Agent in Palm Coast Cost?

Typical flood insurance costs in Palm Coast Florida range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost less or more based on risk assessment. Premiums for homes in high-risk zones can exceed 4,000 dollars annually. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

About flood insurance agents in Palm Coast

Flood insurance agents in Palm Coast Florida help homeowners and renters secure coverage against storm surge and heavy rain flooding. Florida law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Local agents understand the FEMA flood maps for Palm Coast and can guide you through NFIP and private market policies.

Frequently Asked Questions

Do I need flood insurance in Palm Coast Florida?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many residents choose coverage because of heavy rain and hurricane risks.

What does a flood insurance agent in Palm Coast do?

A flood insurance agent helps you compare NFIP policies with private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect. They also assist with flood zone determinations and elevation certificate requirements.

How long does it take to get flood insurance in Palm Coast?

NFIP policies have a standard 30-day waiting period from application date unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.