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Find Flood Insurance Agents Near You in Athens, GA

Browse flood insurance agents serving Athens, Georgia. Updated 2026-07-14.

The top-rated flood insurance agent in Athens, Georgia is Velox Insurance, rated 4.8 stars across 251 reviews. Other highly rated options include Shane Dekle - State Farm Insurance Agent, Rhett Butler - State Farm Insurance Agent, Larry Baumwald Insurance. This directory lists 18 flood insurance agents serving Athens.

Showing 18 flood insurance agents in Athens, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Velox Insurance2597 Atlanta Hwy(706) 850-3900
2Shane Dekle - State Farm Insurance Agent1425 S Barnett Shoals Rd(706) 543-8400
3Rhett Butler - State Farm Insurance Agent2500 Lexington Rd(706) 354-0444
4Larry Baumwald Insurance260 N Milledge Ave(706) 353-8444
5Womack Agency: Allstate Insurance570 Gaines School Rd(706) 353-2999
6La Oficina Insurance Agency121 Rowe Rd(706) 206-2513
7Justin Mercer: Allstate Insurance3701 Atlanta Hwy Ste 26(706) 715-6162
8Premier Insurance - Athens3620 Atlanta Hwy #A(706) 549-4278
9Cole Hixon Insurance, Inc.1640 Prince Ave(706) 353-8766
10Chastain & Associates Insurance272 W Hancock Ave(706) 543-2575
VI
2597 Atlanta Hwy
Velox Insurance
Flood Insurance Agent · Athens, GA

Velox Insurance serves Rome, Georgia, and the surrounding communities of Floyd County, handling flood insurance policies for residential and commercial properties. It assists property owners in securing coverage through federal and private programs to address potential water damage from storms and rising water. The firm assesses individual property risk and flood zone designations to recommend appropriate policy limits. Its process involves reviewing elevation data and local flood maps to tailor protection. The agent works directly with clients to complete applications and explain policy terms, ensuring all necessary documentation is submitted correctly.

SD
1425 S Barnett Shoals Rd
Shane Dekle - State Farm Insurance Agent
Flood Insurance Agent · Athens, GA

Shane Dekle - State Farm Insurance Agent serves the Athens, Georgia area and offers flood insurance coverage for homes and businesses. The agency helps property owners understand National Flood Insurance Program options, protecting against water damage from storms and overflowing waterways. Policies safeguard structures and belongings in flood-prone zones. The agency handles new policy setups and claim assistance for local clients.

RB
2500 Lexington Rd
Rhett Butler - State Farm Insurance Agent
Flood Insurance Agent · Athens, GA

Rhett Butler - State Farm Insurance Agent in Athens, GA provides a range of flood insurance services, including policy consultations and claims assistance. The company offers ongoing policy reviews and guidance on flood preparedness for property owners. Its service plans help clients understand coverage options and maintain appropriate protection levels over time. The agent serves single-family homes, apartments, retail spaces, and restaurants in the local area.

LB
260 N Milledge Ave
Larry Baumwald Insurance
Flood Insurance Agent · Athens, GA

Larry Baumwald Insurance serves homeowners, businesses, and property managers in Athens, Georgia, seeking reliable flood insurance coverage. The agency helps clients navigate federal flood program requirements and private policy options to protect properties in flood-prone zones. It works to assess individual risks and secure appropriate protection against water damage from storms and rising waters. Its scope of service also reaches across Clarke County and neighboring communities such as Watkinsville and the surrounding Oconee County area.

WA
570 Gaines School Rd
Womack Agency: Allstate Insurance
Flood Insurance Agent · Athens, GA

Womack Agency: Allstate Insurance serves Athens, Georgia, and its surrounding communities with flood insurance agent services. It helps property owners secure policies that cover structural damage and contents from rising water. The agency explains flood zone designations and policy waiting periods to clients. For a typical job, it reviews a property’s flood history and current coverage needs, then matches the customer with appropriate protection from available options.

LO
121 Rowe Rd
La Oficina Insurance Agency
Flood Insurance Agent · Athens, GA

La Oficina Insurance Agency in Athens, Georgia, specializes in securing flood insurance policies that protect residential and commercial properties from water damage. The agency works with property owners to understand federal flood zone regulations and coverage requirements, ensuring appropriate protection against storm surges and heavy rainfall events. It assists with policy renewals, claims support, and risk management advice tailored to local floodplain maps. As hurricane season approaches in the Southeast, the agency helps Athens residents prepare for potential rising water levels that threaten low-lying neighborhoods near the Oconee River.

JM
3701 Atlanta Hwy Ste 26
Justin Mercer: Allstate Insurance
Flood Insurance Agent · Athens, GA

Justin Mercer: Allstate Insurance in Athens, GA distinguishes between a single policy purchase for a specific flood event and recurring annual flood coverage that automatically renews for ongoing protection. Flood insurance agents in this region typically help property owners assess their risk by explaining coverage for both the building structure and its contents against rising water damage. Their service runs on a one-time, scheduled, or as-needed basis depending on the client’s policy renewal cycle and immediate needs.

PI
3620 Atlanta Hwy #A
Premier Insurance - Athens
Flood Insurance Agent · Athens, GA

Premier Insurance - Athens assists homeowners in Athens, GA with securing flood insurance for their residential properties. The agency also provides commercial coverage options for local businesses needing financial protection against flood damage. Their service area encompasses Athens and the immediate surrounding communities. After a policy is in place, the agency contacts clients before each renewal term to discuss any necessary coverage adjustments, ensuring consistent protection between their regular check-in visits.

CH
1640 Prince Ave
Cole Hixon Insurance, Inc.
Flood Insurance Agent · Athens, GA

Cole Hixon Insurance, Inc., based in Athens, GA, helps local property owners obtain coverage against flood damage, commonly required in designated flood zones. This flood insurance agent specializes in policies that protect structures and their contents from rising waters. They assist homeowners, renters, and commercial operators in choosing appropriate protection plans from the National Flood Insurance Program or private markets. Their commercial clients include offices, warehouses, and food service establishments.

CA
272 W Hancock Ave
Chastain & Associates Insurance
Flood Insurance Agent · Athens, GA

Heavy spring rains in Athens often push local creeks and drainage systems past their limits, creating familiar flood risks for area homeowners. Chastain & Associates Insurance provides flood insurance agent services in this region, helping property owners assess coverage that addresses these recurring threats. Their work connects clients with policies that protect against rising water damaging homes, personal belongings, and basements. After an initial consultation, the agent proceeds with a thorough inspection of the property to determine specific flood-zone exposure and structural vulnerabilities before finalizing a policy recommendation.

EA
700 Oglethorpe Ave Suite B-1
Ensure All Insurance
Flood Insurance Agent · Athens, GA
(706) 548-4411
ensureallinsurance.com
PI
465 Huntington Road Suite #140
Pillar Insurance Agency, LLC
Flood Insurance Agent · Athens, GA
(706) 710-4652
pillar-ins.com
JI
250 Gaines School Rd
Johnson Insurance Services
Flood Insurance Agent · Athens, GA
(706) 208-1708
jjinsure.com
GI
3320 Old Jefferson Rd
Growth Insurance GA
Flood Insurance Agent · Athens, GA
(404) 465-3052
SM
360 Alps Rd
Site Map | Mountain States Insurance Group
Flood Insurance Agent · Athens, GA
(800) 226-1919
msig-nm.com/about-us/our-family-of-companies/donegal-insurance-group-georgia
CB
325 N Milledge Ave
Carl A. Blount Insurance Agency
Flood Insurance Agent · Athens, GA
(706) 613-1501
carlblount.com
MI
890 Old Hull Rd
Madison Insurers Athens
Flood Insurance Agent · Athens, GA
(706) 549-0043
madisoninsurers.com
GF
2425 W Broad St
Griggs Ficklen Insurance
Flood Insurance Agent · Athens, GA
(706) 534-8880
griggsins.com

What Does a a Flood Insurance Agent in Athens Cost?

Typical flood insurance costs in Athens, Georgia range from 700 to 2,500 dollars annually for NFIP policies, depending on flood zone risk and property elevation. Higher-risk areas near rivers or creeks may see premiums above 3,000 dollars. Private insurers may offer lower rates for lower-risk properties. This is general information and not insurance advice.

About flood insurance agents in Athens

Flood insurance agents in Athens, Georgia help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Georgia law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents can assess your flood risk based on Athens flood maps and recommend appropriate coverage limits.

Frequently Asked Questions

Do I need flood insurance in Athens Georgia?

If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your mortgage lender will require flood insurance. Even outside high-risk zones, flooding can occur, and an agent can help you decide if voluntary coverage is wise.

What does a flood insurance agent do in Athens?

A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also guide you on elevation certificates and flood zone determinations specific to Athens.

How much does flood insurance cost in Athens Georgia?

Costs vary based on flood zone, property elevation, and coverage amount. In Athens, NFIP policies typically range from 700 to 2,500 dollars per year for standard residential coverage. Private policies may offer different rates.

Flood Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.