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Browse flood insurance agents serving Aiea, Hawaii. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Aiea, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 3 flood insurance agents in Aiea, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean Huh - State Farm Insurance Agent
98-200 Kamehameha Hwy Ste 403, Aiea, HI 96701
(808) 528-0001
seanhuh.com
Lance Arakaki - State Farm Insurance Agent
98-200 Kamehameha Hwy Ste 402, Aiea, HI 96701
(808) 888-4118
lancehawaii.com
Kanaka Insurance Agency: Allstate Insurance
98-029 Hekaha St Ste 5, Aiea, HI 96701
(808) 485-0011
agents.allstate.com
Flood insurance agents in Aiea Hawaii help property owners understand and purchase flood coverage through the National Flood Insurance Program. Many homes in Aiea are in Special Flood Hazard Areas where lenders require flood insurance. Local agents can explain Hawaii specific rules such as the mandatory purchase requirement for federally backed mortgages.
What Does a Flood Insurance Agent in Aiea Cost?
Flood insurance premiums in Hawaii vary based on flood zone elevation and building characteristics. In Aiea an NFIP policy for a single family home might cost between 700 and 2000 dollars per year. Higher risk properties or those with basements can cost more. Private flood insurance may offer different rates. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Aiea do?
A flood insurance agent helps you evaluate your flood risk and choose a policy that meets NFIP standards. They can assist with filing elevation certificates and explaining coverage limits for your specific property in Aiea.
Is flood insurance required in Aiea Hawaii?
Flood insurance is required for properties in high risk flood zones if you have a federally backed mortgage. Even in moderate risk areas many homeowners choose coverage because of heavy rainfall and storm surge risks in Hawaii.
How long does it take to get a flood insurance policy in Aiea?
Standard NFIP policies typically have a 30 day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead especially if a storm is approaching.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.