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Looking for a flood insurance agent in Kailua? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 7 flood insurance agents in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Kendig - State Farm Insurance Agent
970 N Kalaheo Ave #C-104, Kailua, HI 96734
(808) 262-6155
kendighawaii.com
Scott Harada - State Farm Insurance Agent
328 Uluniu St Suite 204, Kailua, HI 96734
(808) 261-5024
kailuainsurance.com
Title Guaranty Kailua
111 Hekili St #101, Kailua, HI 96734
(808) 266-2060
tghawaii.com
Andrew Fong - State Farm Insurance Agent
670 Kailua Rd, Kailua, HI 96734
(808) 263-2290
andrewfonginsurance.com
First American Title Company, Inc.
143 Hekili St Suite 101, Kailua, HI 96734
(808) 664-6730
local.firstam.com
Jack Wolfe Insurance Inc
146 Hekili St #102, Kailua, HI 96734
(808) 261-7922
jwii.com
Allstate Insurance - Timothy Takahashi
518 Wailepo St #1, Kailua, HI 96734
(808) 262-8181
agents.allstate.com
Flood insurance agents in Kailua, Hawaii help homeowners and renters secure coverage required by federal law for properties in Special Flood Hazard Areas. Hawaii follows the National Flood Insurance Program rules, and many lenders mandate flood insurance for homes in Kailua near the coast or streams. Local agents understand the unique flood risks from heavy rain and storm surge in Windward Oahu.
What Does a Flood Insurance Agent in Kailua Cost?
Typical flood insurance premiums in Hawaii range from $700 to $2,500 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Elevation certificates and mitigation improvements can lower rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance for my Kailua home?
If your property is in a high-risk flood zone designated by FEMA, your mortgage lender will require flood insurance. Even in moderate-risk areas, flood insurance is recommended due to Hawaii's heavy rainfall and tsunami risk.
What does a flood insurance agent do in Hawaii?
A flood insurance agent helps you determine your flood zone, explains NFIP or private policy options, and assists with filing claims. They ensure your coverage meets Hawaii building code requirements and lender mandates.
Free • No Obligation
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.