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Find Flood Insurance Agents in Kaneohe, HI

Compare flood insurance agents in Kaneohe. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 flood insurance agents in Kaneohe, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Reid Tokujo: Allstate Insurance
45-943 Kamehameha Hwy Ste 101, Kaneohe, HI 96744
(808) 262-7713 agents.allstate.com
Lori Pasion - State Farm Insurance Agent
45-588 Kamehameha Hwy Ste 205, Kaneohe, HI 96744
(808) 235-6481 loripasion.com
Kiha Tirrell - State Farm Insurance Agent
46-024 Kamehameha Hwy, Kaneohe, HI 96744
(808) 247-5250 kihatirrell.com
Synergy Insurance
45-125 Moamahi Way, Kaneohe, HI 96744
(808) 292-9475

Flood insurance agents in Kaneohe help homeowners and businesses protect against flood damage common in coastal Hawaii. Hawaii law requires lenders to mandate flood insurance for properties in high-risk zones. A local agent can explain the National Flood Insurance Program and private options available in Kaneohe.

What Does a Flood Insurance Agent in Kaneohe Cost?

Flood insurance in Hawaii costs vary by property elevation flood zone and coverage amount. NFIP rates average around 700 to 1,200 dollars per year for standard policies but can be higher for high-risk areas. Private market policies may offer different pricing. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Kaneohe Hawaii?
If your property is in a Special Flood Hazard Area as shown on FEMA maps your lender will require flood insurance. Even if not required many Kaneohe properties benefit from coverage due to heavy rain and storm surge risks.
What does a flood insurance agent in Kaneohe do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also assist with elevation certificates and claims support after a flood event.