Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 flood insurance agents in Chicago Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Navy Brokers
165 W Joe Orr Rd, Chicago Heights, IL 60411
(708) 755-5100
insurancenavy.com
Insurance King
710 W Lincoln Hwy, Chicago Heights, IL 60411
(708) 481-4300
insuranceking.com
Hi-Way Insurance
1027 Dixie Hwy, Chicago Heights, IL 60411
(708) 754-0220
hiwayinsurance.com
Kelli E. Davenport: Allstate Insurance
220 Dixie Hwy, Chicago Heights, IL 60411
(708) 515-9290
agents.allstate.com
Harvey Adams - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 755-9627
youragentharvey.com
Derrick Jones - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 799-6100
jonesagency.org
Julie Nash - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 798-3550
julienashinsurance.com
Eagle Insurance
Chicago Heights, IL 60411
(708) 754-7007
Haines-Craft Insurance
621 Chicago Rd, Chicago Heights, IL 60411
(708) 339-0200
What Does a Flood Insurance Agent in Chicago Heights Cost?
The cost of flood insurance in Chicago Heights varies by property. NFIP rates average around $700 to $1,200 per year for low-risk areas, but can exceed $2,500 for high-risk properties. Illinois does not cap rates, so private insurers may offer competitive pricing. Factors include flood zone, building elevation, and deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Chicago Heights, Illinois?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by Illinois law and federal regulation. Even if not required, many agents recommend it because heavy rains can cause flooding outside mapped zones.
What does a flood insurance agent in Chicago Heights do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificate requirements and claims filing after a flood event.
How long does it take to get flood insurance in Illinois?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a mortgage closing. Private insurers may offer shorter waiting periods, so ask your agent about options.