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Find Flood Insurance Agents Near You in Evanston, IL

Directory of flood insurance agents in Evanston, Illinois. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Evanston, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 17 flood insurance agents in Evanston, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Douglas - State Farm Insurance Agent
1800 Central St, Evanston, IL 60201
(847) 563-7170 evanstoninsures.com
John Roman - State Farm Insurance Agent
1800 Central St, Evanston, IL 60201
(847) 869-0677 iloveinsurance.com
John Tyler Carlson - State Farm Insurance Agent
829 Main St, Evanston, IL 60202
(847) 869-2336 johntylercarlson.com
Jim Lee - State Farm Insurance Agent
721 Dodge Ave, Evanston, IL 60202
(847) 328-4630 jimleeinsurance.com
Pachis & Associates
1123 Emerson St Ste 203B, Evanston, IL 60201
(312) 741-3132 pachisandassociates.com
Chris Bailey Agency - Farmers Insurance
1131 Emerson St, Evanston, IL 60201
(224) 307-2884 agents.farmers.com
Stephan Erdelyi - State Farm Insurance Agent
2521 Gross Point Rd Ste 1, Evanston, IL 60201
(847) 448-1085 sfnorthshore.com
Anthony Shoemaker: Allstate Insurance
909 Foster St, Evanston, IL 60201
(847) 328-8900 agents.allstate.com
Pachis Agency LLC American Family Insurance
1123 Emerson St # 203, Evanston, IL 60201
(847) 905-1905 amfam.com
Alim Insurance Brokerage
820 Davis St #215, Evanston, IL 60201
(847) 847-2126 aliminsurance.com
Variable Insurance IL
1610 Keeney St, Evanston, IL 60202
(847) 388-6460
Preferred Insurance Service IL
740 Main St, Evanston, IL 60202
(847) 388-6639
Life Focus Insurance
808 Greenwood St, Evanston, IL 60201
(217) 210-9277
Adams, Howard & Mathews LLC
900 Chicago Ave STE 100, Evanston, IL 60202
(224) 565-4506
Shield Insurance Services, Inc.
1121 Florence Ave, Evanston, IL 60202
(773) 353-0073 shieldinsservices.com
Inspire Insurance LLC
1720 E Railroad Ave, Evanston, IL 60201
(872) 264-4569
Earll Lyman & Haigh
819 Main St, Evanston, IL 60202
(847) 869-7000

Flood insurance agents in Evanston, Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Evanston sits along Lake Michigan and has areas in FEMA-designated flood zones, making flood insurance important even outside high-risk areas. Illinois law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, so an agent can guide you on compliance and coverage limits.

What Does a Flood Insurance Agent in Evanston Cost?

Flood insurance costs in Evanston depend on factors such as flood zone designation, building elevation, and coverage amount. For an NFIP policy, annual premiums often range from 500 to 2,000 dollars for up to 250,000 dollars in building coverage. Private market policies may cost more or less depending on risk. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Evanston Illinois?
If your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by Illinois law and federal regulations. Even outside high-risk zones, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.
What does a flood insurance agent do in Evanston?
A flood insurance agent helps you determine your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods, coverage limits, and how to file a claim if needed. In Illinois, agents must be licensed and follow state insurance regulations.