Skip to main content

Compare Flood Insurance Agents in Lincolnshire, IL

Compare flood insurance agents in Lincolnshire. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Lincolnshire, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 4 flood insurance agents in Lincolnshire, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Arial Insurance Group
250 Parkway Dr Ste 150, Lincolnshire, IL 60069
(847) 325-5888 arialinsurance.com
R Hobbs Insurance Agency, Inc.
250 Parkway Dr Suite 150, Lincolnshire, IL 60069
(847) 680-0888 rhobbsinsurance.com
John Pyune Insurance Agency, LLC
175 Olde Half Day Rd Ste 140-4, Lincolnshire, IL 60069
(224) 475-3324 johnpyune.com
9 AN Insurance Agency
4 Overlook Point, Lincolnshire, IL 60069
(630) 757-7600 9aninsurance.com

Flood insurance agents in Lincolnshire Illinois help property owners secure coverage through the National Flood Insurance Program and private insurers. Lincolnshire is located near the Des Plaines River and has areas in FEMA flood zones that may require flood insurance for mortgage compliance. Illinois law does not mandate flood insurance for all properties but lenders often require it for homes in high-risk areas.

What Does a Flood Insurance Agent in Lincolnshire Cost?

Typical costs for flood insurance in Lincolnshire Illinois range from 600 to 1,500 per year for an NFIP policy. Factors include the property elevation flood zone risk level and coverage amount. A home in a high-risk AE zone may cost more than one in a low-risk X zone. Private flood insurance policies can sometimes be cheaper or offer higher limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lincolnshire Illinois?
Flood insurance is not required by Illinois state law for all properties. However if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy.
What does a flood insurance agent in Lincolnshire do?
A flood insurance agent helps you determine your flood risk based on your property location and FEMA flood maps. They explain coverage options including building property and contents coverage and help you complete the required elevation certificate if needed. The agent also guides you through the NFIP application process and answers questions about deductibles and policy limits.
How much does flood insurance cost in Lake County Illinois?
The average NFIP flood insurance policy in Lake County Illinois costs around 700 to 1,200 per year for a standard single-family home. Premiums depend on your flood zone elevation deductible and building value. Private flood insurance may offer different rates. An agent can provide a quote specific to your Lincolnshire property.