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Find Flood Insurance Agents Near You in Normal, IL

Browse flood insurance agents serving Normal, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Normal, Illinois is Axel Jimenez - State Farm Insurance Agent, rated 5.0 stars across 614 reviews. Other highly rated options include Eden Insurance & Financial Services, Dustin Hiser: Allstate Insurance, Insurance Center of Illinois - Progressive. This directory lists 10 flood insurance agents serving Normal.

Showing 10 flood insurance agents in Normal, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Axel Jimenez - State Farm Insurance Agent1520 E College Ave E(309) 451-3276
2Eden Insurance & Financial Services1600 Hunt Dr C(309) 807-0900
3Dustin Hiser: Allstate Insurance1015 S Main St(309) 454-2231
4Insurance Center of Illinois - Progressive604 Dale St a1(309) 431-4311
5Brad Wurth - COUNTRY Financial Representative1506 E Vernon Ave(309) 663-8960
6Nick Dozier - Van Gundy Insurance Agent101 S Towanda Ave(309) 452-1156
7Van Gundy Insurance101 S Towanda Ave(309) 452-1156
8First Mid Insurance Group, Normal, IL305 W Northtown Rd Suite C(309) 807-9744
9Steve Edgcomb - COUNTRY Financial Agent1607 Visa Dr STE 7(309) 451-9999
10Insuradigm Insurance Agency604 Dale St E(309) 452-4288
AJ
1520 E College Ave E
Axel Jimenez - State Farm Insurance Agent
Flood Insurance Agent · Normal, IL

Axel Jimenez - State Farm Insurance Agent serves the Normal, Illinois metro area as a flood insurance agent. This agency helps homeowners, renters, and business owners secure flood coverage, which is often required for properties in designated flood zones. Policies from this office protect against water damage from rising rivers, heavy rains, and storm surges common throughout McLean County. The agent handles standard National Flood Insurance Program policies and also assists with excess flood policies for higher-value properties.

EI
1600 Hunt Dr C
Eden Insurance & Financial Services
Flood Insurance Agent · Normal, IL

Eden Insurance & Financial Services in Normal, IL provides flood insurance agent services for both residential and commercial clients. It assists property owners in understanding their flood risk and selecting appropriate coverage. Regular policy reviews and updates are offered to keep coverage aligned with changing community flood maps. The company handles claims support and answers questions about floodplain regulations. It services single-family homes, apartments, retail, and restaurants, ensuring all types of local properties receive the flood protection they need.

DH
1015 S Main St
Dustin Hiser: Allstate Insurance
Flood Insurance Agent · Normal, IL

For flood insurance, a standard policy provides ongoing annual protection against rising water damage to structure and contents, while a one-time, event-driven policy is not available. Dustin Hiser: Allstate Insurance in Normal, Illinois offers coverage that addresses flood risk common to Central Illinois properties near rivers and low-lying areas. The agent assesses a client’s flood zone designation to determine appropriate limits and deductibles. This service operates on a scheduled, annual renewal basis, rather than as-needed or per-occurrence.

IC
604 Dale St a1
Insurance Center of Illinois - Progressive
Flood Insurance Agent · Normal, IL

Insurance Center of Illinois - Progressive serves homeowners, businesses, and property managers in Normal, IL, by guiding them through flood insurance options to protect against water damage. The agency works with policies designed for properties in flood zones and those outside mapped high-risk areas, helping clients understand coverage needs specific to the local weather patterns. Its services also extend to neighboring Bloomington and the wider McLean County metro area.

BW
1506 E Vernon Ave
Brad Wurth - COUNTRY Financial Representative
Flood Insurance Agent · Normal, IL

Serving Normal, Illinois, and the surrounding communities across McLean County, Brad Wurth - COUNTRY Financial Representative handles flood insurance needs for homeowners, renters, and business owners. This agency focuses on helping local clients understand flood zone risks, secure proper coverage for structures and contents, and navigate National Flood Insurance Program options. Each client situation is assessed individually, with the agent taking time to explain policy details, coverage limits, and claims procedures so that property protection is straightforward and suited to the specific property and its location.

ND
101 S Towanda Ave
Nick Dozier - Van Gundy Insurance Agent
Flood Insurance Agent · Normal, IL

Specializing in coverage for flood-prone properties, Nick Dozier - Van Gundy Insurance Agent in Normal, IL provides customized flood insurance policies to protect homes and businesses against rising water damage. The agency works with individual clients and commercial operations to assess structural risks and secure appropriate National Flood Insurance Program plans. Guidance is offered year-round, with particular focus during heavy spring thaws and summer storm seasons when basement seepage and flash flooding become significant local concerns.

VG
101 S Towanda Ave
Van Gundy Insurance
Flood Insurance Agent · Normal, IL

Van Gundy Insurance in Normal, IL offers flood insurance through either a one-time policy for a specific event or as a recurring annual plan that covers ongoing seasonal risks. Both options provide protection against rising water and storm surge damage common to the area. Coverage typically includes the building structure and personal contents, though specific limits apply. Service runs on either a one-time, scheduled, or as-needed basis depending on the client’s seasonal needs and flood risk changes.

FM
305 W Northtown Rd Suite C
First Mid Insurance Group, Normal, IL
Flood Insurance Agent · Normal, IL

When heavy rains or rapid snowmelt threaten homes across Central Illinois, flood insurance becomes an immediate concern for Normal property owners. First Mid Insurance Group assists local residents in evaluating their exposure to flood risks and securing suitable coverage through the National Flood Insurance Program. Their team explains the distinction between standard homeowners policies and separate flood protection, helping clients make informed decisions without pressure. An initial property assessment is scheduled to identify vulnerabilities and recommend appropriate policy limits.

SE
1607 Visa Dr STE 7
Steve Edgcomb - COUNTRY Financial Agent
Flood Insurance Agent · Normal, IL

Steve Edgcomb – COUNTRY Financial Agent in Normal, Illinois assists clients with general insurance needs, adding specialized flood insurance policies to protect against water damage. These policies cover both structural and content losses resulting from flood events, a frequent risk in this region. The agent helps commercial sectors such as offices, warehouses, and food service establishments obtain proper flood coverage to safeguard their assets and operations.

II
604 Dale St E
Insuradigm Insurance Agency
Flood Insurance Agent · Normal, IL

Insuradigm Insurance Agency serves residential property owners in Normal, IL, by structuring flood insurance policies to protect homes against water damage. Commercial coverage is also available for local businesses requiring financial safeguards against flood-related losses. The agency extends its service throughout the surrounding region, assisting clients in navigating federal flood program requirements. After providing an initial policy, the agency follows up with clients prior to each regular renewal period, ensuring coverage remains appropriate as flood risks and property values change.

What Does a a Flood Insurance Agent in Normal Cost?

The cost of flood insurance in Normal, Illinois varies based on your property's flood risk, elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for moderate-risk areas, but high-risk properties can exceed 4,000 dollars. Illinois does not set rate caps, so private insurers may offer competitive pricing. This is general information and not insurance advice.

About flood insurance agents in Normal

Flood insurance agents in Normal, Illinois help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents in Normal understand local floodplain maps and can guide you through the policy options available for homes and businesses in McLean County.

Frequently Asked Questions

Do I need flood insurance in Normal Illinois?

If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, so an agent can help you evaluate your risk.

How do I choose a flood insurance agent in Normal?

Look for an agent licensed in Illinois who is familiar with NFIP rules and local flood maps. Ask about their experience with claims and whether they offer private flood insurance options as well as NFIP policies.

What does a flood insurance policy cover in Illinois?

Standard NFIP policies cover direct physical damage to your building and its contents from flood waters. Coverage limits for residential buildings are up to 250,000 dollars for the structure and 100,000 dollars for contents. Private policies may offer higher limits.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.