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Directory of flood insurance agents in Plano, Illinois. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Plano, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 3 flood insurance agents in Plano, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Plano Insurance Central Agency
118 W South St, Plano, IL 60545
(630) 273-2696
Nationwide Insurance: Jackie Gappa Agency Ltd.
11000 East St #34, Plano, IL 60545
(630) 552-3447
agency.nationwide.com
LifeSecure Insurance Agency
29589 US-34, Plano, IL 60545
(630) 326-8512
Flood insurance agents in Plano, Illinois help homeowners and renters protect their property against flood damage. Illinois law requires flood insurance for properties in high-risk flood zones if the owner has a federally backed mortgage. Plano is located in Kendall County, where the Fox River and local waterways can cause flooding during heavy rains.
What Does a Flood Insurance Agent in Plano Cost?
The cost of flood insurance in Illinois varies by property location, flood zone, elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for a standard home in moderate-risk areas, while high-risk zones can cost 2,000 to 5,000 dollars or more. Private flood insurance may offer different rates and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Plano Illinois?
Flood insurance is required for properties in high-risk flood zones with a federally backed mortgage. Even in moderate-risk areas, many homeowners choose to buy a policy because flooding can happen outside mapped zones.
What does a flood insurance agent do in Plano?
A flood insurance agent in Plano helps you assess your flood risk, explains National Flood Insurance Program (NFIP) options, and helps you select a policy that meets lender requirements or your personal needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.