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Directory of flood insurance agents in Rosemont, Illinois. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Rosemont, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 flood insurance agents in Rosemont, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Jordan Phillips
6300 N River Rd Ste 500, Rosemont, IL 60018
(618) 215-2099
goosehead.com
Horn-Mcgowan Insurance Agency
10600 W Higgins Rd, Rosemont, IL 60018
(773) 777-6000
horn-mcgowan.com
Flood insurance agents in Rosemont Illinois help property owners secure coverage through the National Flood Insurance Program and private insurers. Illinois law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand the specific flood risks near O Hare International Airport and the Des Plaines River.
What Does a Flood Insurance Agent in Rosemont Cost?
Flood insurance costs in Illinois vary widely based on flood zone, property value, and coverage amount. An NFIP policy for a single family home in a low risk zone may cost around $500 to $800 per year, while high risk properties can pay $2,000 or more. Private market policies may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Rosemont do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain coverage limits, deductibles, and the waiting period before coverage begins. Agents also assist with filing claims after a flood event.
Is flood insurance required in Rosemont Illinois?
Flood insurance is required for properties in Special Flood Hazard Areas if the owner has a mortgage from a federally regulated lender. Even outside high-risk zones, many homeowners choose coverage because heavy rain and snowmelt can cause flooding in the Chicago area.
How long does it take to get flood insurance in Rosemont?
NFIP policies typically have a 30 day waiting period before coverage takes effect. Some private insurers may offer shorter waiting periods. You should plan ahead and not wait for a storm warning to buy a policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.