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Directory of flood insurance agents in Round Lake, Illinois. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Round Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 flood insurance agents in Round Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alejandro Pizarro - State Farm Insurance Agent
454 N Cedar Lake Rd, Round Lake, IL 60073
(847) 740-5713
roundlakeinsurance.com
Magnum Insurance Agency
237 N Cedar Lake Rd, Round Lake, IL 60073
(847) 201-2050
magnuminsurance.com
Flood insurance agents in Round Lake, Illinois help property owners understand their flood risk and obtain coverage through the National Flood Insurance Program (NFIP) or private insurers. Round Lake is located in Lake County, which participates in the NFIP and requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Illinois law does not mandate flood insurance for all properties, but agents can guide you on coverage options based on your specific location and flood zone.
What Does a Flood Insurance Agent in Round Lake Cost?
Typical flood insurance costs in Round Lake, Illinois range from 500 to 3,000 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Properties in high-risk zones (A or V zones) generally pay more. Private flood insurance may offer lower rates or higher coverage limits. Costs also vary based on the deductible you choose and the age of your home. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Round Lake Illinois?
Flood insurance is not required by Illinois state law for all properties. However, if your home is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps and you have a federally backed mortgage, your lender will require flood insurance. Even if not required, many agents recommend it because Round Lake can experience heavy rainfall and flooding.
What does a flood insurance agent do in Round Lake?
A flood insurance agent helps you assess your flood risk using FEMA flood maps, explains NFIP and private policy options, and assists with completing the application. They can also help you understand coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.