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Find Flood Insurance Agents Near You in Shiloh, IL

Directory of flood insurance agents in Shiloh, Illinois. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Shiloh, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 flood insurance agents in Shiloh, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wilson Insurance Group
1161 Fortune Blvd # 300, Shiloh, IL 62269
(618) 632-8900 wilsoninsurance1.com
Carol Compton-McDonald - State Farm Insurance Agent
105 N Main St, Shiloh, IL 62269
(618) 624-5600 carolcomptonmcdonald.com

Flood insurance agents in Shiloh, Illinois help property owners secure coverage through the National Flood Insurance Program and private insurers. Shiloh is located in St. Clair County, which has areas designated as Special Flood Hazard Areas by FEMA. Illinois law requires flood insurance for properties with federally backed mortgages in high-risk zones.

What Does a Flood Insurance Agent in Shiloh Cost?

In Illinois, flood insurance premiums typically range from 500 to 2,000 dollars per year for a standard NFIP policy, but costs vary widely based on flood zone, building elevation, and deductible. Private flood insurance may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Shiloh Illinois?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flood insurance is recommended because 20 percent of flood claims come from low-to-moderate risk areas.
How do I choose a flood insurance agent in Shiloh?
Look for an agent licensed in Illinois who offers policies from the National Flood Insurance Program as well as private insurers. Ask about their experience with properties in St. Clair County and whether they can help you review your flood zone designation.
What does flood insurance cover in Illinois?
Standard flood insurance covers structural damage to your building and damage to personal property up to policy limits. It does not cover basement improvements or contents in basements. Separate policies may be needed for additional coverage.