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HomeFlood Insurance AgentsIllinois › Wheeling

Find Flood Insurance Agents Near You in Wheeling, IL

Browse flood insurance agents serving Wheeling, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Wheeling, Illinois is Veronica Roman - State Farm Insurance Agent, rated 5.0 stars across 769 reviews. Other highly rated options include Renata Tolvaisaite American Family Insurance, FJP Insurance Agency, Cesar Carrillo - State Farm Insurance Agent. This directory lists 11 flood insurance agents serving Wheeling.

Showing 11 flood insurance agents in Wheeling, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Veronica Roman - State Farm Insurance Agent851 W Dundee Rd(847) 537-5050
2Renata Tolvaisaite American Family Insurance325 N Milwaukee Ave C(847) 215-8989
3FJP Insurance Agency47 W Dundee Rd #2ne(847) 243-4976
4Cesar Carrillo - State Farm Insurance Agent23 W Dundee Rd(224) 248-8898
5One Step Insurance28 W Dundee Rd(847) 852-7440
6Northwest Insurance Network542 W Dundee Rd(847) 947-7900
7Kamal Khan: Allstate Insurance765 W Dundee Rd # B(847) 752-4300
8Rosario Orozco: Allstate Insurance1045 E Lake Cook Rd(847) 419-8100
9Insure With Us Agency Inc765 W Dundee Rd # B(847) 947-7786
10Ralph Weiner & Associates720 Astor Ln(847) 465-1212
VR
851 W Dundee Rd
Veronica Roman - State Farm Insurance Agent
Flood Insurance Agent · Wheeling, IL

Veronica Roman - State Farm Insurance Agent serves the Wheeling, Illinois area, including surrounding Cook County. This agency specializes in helping homeowners and renters secure flood insurance policies to protect against water damage from heavy rains and rising water levels. Flood coverage is often excluded from standard homeowners policies, so the office guides clients through available options from the National Flood Insurance Program. The team assists with policy selection and claims support for flood-related losses.

RT
325 N Milwaukee Ave C
Renata Tolvaisaite American Family Insurance
Flood Insurance Agent · Wheeling, IL

Renata Tolvaisaite American Family Insurance provides flood insurance coverage for properties in the Wheeling, Illinois area. The agency helps clients assess their flood risk and select appropriate policies to protect against water damage. It assists with policy maintenance, including reviewing coverage limits and coordinating renewals as needs change. The agency also guides homeowners and business owners through the claims process after a flood event. Its services cover a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

FI
47 W Dundee Rd #2ne
FJP Insurance Agency
Flood Insurance Agent · Wheeling, IL

FJP Insurance Agency in Wheeling, Illinois, serves homeowners, businesses, and property managers seeking financial protection against flood damage. This firm assists clients in navigating the complexities of flood risk assessment and obtaining appropriate coverage for residential and commercial structures. Policies are secured for properties both inside and outside designated flood zones, ensuring asset protection against rising water threats. The agency also extends its flood insurance services to the surrounding communities within the greater Chicago metropolitan area, including nearby Arlington Heights.

CC
23 W Dundee Rd
Cesar Carrillo - State Farm Insurance Agent
Flood Insurance Agent · Wheeling, IL

Cesar Carrillo - State Farm Insurance Agent serves Wheeling, Illinois, and the surrounding suburban communities, handling flood insurance needs for local homeowners and renters. This agency helps clients understand the specific flood risks in the area, guiding them through policy options that align with typical national flood insurance program requirements. For a typical job, the agent first reviews property location and risk factors, then discusses available coverage levels to ensure the policy meets the client’s specific situation.

OS
28 W Dundee Rd
One Step Insurance
Flood Insurance Agent · Wheeling, IL

For flood insurance coverage, there is a difference between a one-time NFIP policy to satisfy a mortgage requirement and a scheduled renewal policy that provides continuous protection. One Step Insurance in Wheeling, IL, assists homeowners and renters in selecting the appropriate flood plan, explaining how the waiting period and flood zone rating affect premiums. Coverage typically protects the structure and contents against rising water from storms or overflowing waterways. The company provides service on an as-needed basis for policy changes or claim filing, not on a recurring schedule.

NI
542 W Dundee Rd
Northwest Insurance Network
Flood Insurance Agent · Wheeling, IL

Northwest Insurance Network provides flood insurance services tailored to properties in Wheeling, Illinois. The company assists clients in securing coverage that addresses flood risks common to the area. Service plans include policy reviews to ensure adequate protection and guidance through the claims process after a flood event. Maintenance plans are not applicable, as flood insurance is event-based. Northwest Insurance Network serves single-family homes, apartments, retail locations, and restaurants needing flood protection for their operations.

KK
765 W Dundee Rd # B
Kamal Khan: Allstate Insurance
Flood Insurance Agent · Wheeling, IL

Kamal Khan Allstate Insurance in Wheeling, IL, specializes in connecting property owners with tailored flood insurance policies. The agency assists clients in evaluating their flood exposure and navigating coverage options to protect their homes or businesses. Its general services include comprehensive risk assessments and policy management for a variety of insurance needs. As spring thaw and heavy rainfall increase the likelihood of flooding in the Wheeling area, the agency helps residents secure coverage before water damages their property.

RO
1045 E Lake Cook Rd
Rosario Orozco: Allstate Insurance
Flood Insurance Agent · Wheeling, IL

Heavy spring rains and sudden thaws in the Wheeling area often create unexpected flood risks for homeowners and businesses. Rosario Orozco: Allstate Insurance provides flood insurance coverage tailored to local floodplain exposures, helping property owners secure policies that meet both federal requirements and personal needs. As an independent agency, it offers guidance on dwelling, contents, and basement coverage options. The initial step for a new client typically involves a property inspection to assess ground elevation and drainage patterns before a personalized plan begins.

IW
765 W Dundee Rd # B
Insure With Us Agency Inc
Flood Insurance Agent · Wheeling, IL

Insure With Us Agency Inc assists property owners in the Wheeling area with evaluating and selecting flood insurance policies. The agency specializes in supplementing standard coverage with options that address unique local flood risks. Its team provides detailed guidance on available plans to help protect buildings and their contents. The company serves commercial clients with varied property needs, including offices, warehouses, and food service operations.

RW
720 Astor Ln
Ralph Weiner & Associates
Flood Insurance Agent · Wheeling, IL

Ralph Weiner & Associates provides flood insurance services for homeowners in Wheeling, Illinois, beginning with residential property coverage to protect against water damage. The agency also offers commercial flood policies for local businesses, serving the greater Wheeling area and surrounding communities. Claim assistance is provided to policyholders following a loss, and the office handles policy renewals and adjustments to keep coverage current. Clients are contacted for follow-up reviews between regular visits, ensuring their insurance needs remain addressed over time.

LP
395 E Dundee Rd Ste 400
Louis A Pullano, Inc.
Flood Insurance Agent · Wheeling, IL
(847) 541-2200
pullanoinsurance.com

What Does a a Flood Insurance Agent in Wheeling Cost?

Flood insurance costs in Illinois vary by flood zone, property value, and coverage amount. For a typical single family home in a moderate risk zone, annual premiums range from 500 to 1500 dollars. High risk zones can see premiums from 1000 to 4000 dollars or more. Elevation certificates and mitigation measures may lower rates. This is general information, not insurance advice.

About flood insurance agents in Wheeling

Flood insurance agents in Wheeling Illinois help homeowners and businesses secure coverage through the National Flood Insurance Program. Illinois law requires flood insurance for properties in high risk flood zones with federally backed mortgages. Local agents understand Wheeling flood maps and can guide you on policy limits and waiting periods.

Frequently Asked Questions

Do I need flood insurance in Wheeling Illinois?

If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high risk zones, flooding can occur. An agent can review your flood zone and advise on coverage.

How long is the waiting period for flood insurance in Illinois?

NFIP policies typically have a 30 day waiting period from the date of application before coverage begins. Exceptions exist for new mortgages or map changes. Plan ahead to avoid gaps in protection.

What does a flood insurance policy in Illinois cover?

Standard NFIP policies cover structural damage from flooding up to 250000 dollars for residential buildings. Contents coverage is separate and limited to 100000 dollars. Commercial policies have higher limits. An agent can explain deductibles and exclusions.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.