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Compare flood insurance agents in Richmond. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 18 flood insurance agents in Richmond, IN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angie Witherby - State Farm Insurance Agent
833 Chester Blvd, Richmond, IN 47374
(765) 935-7348
angiewitherby.com
Acceptance Insurance
3547 E Main St, Richmond, IN 47374
(765) 756-5788
locations.acceptance.com
Shane Bietry - State Farm Insurance Agent
4748 National Rd E, Richmond, IN 47374
(765) 598-5757
richmondindianainsurance.com
Richard Lake: Allstate Insurance
1025 S A St, Richmond, IN 47374
(765) 966-1106
agents.allstate.com
VanVleet Insurance
1 Glen Miller Pkwy, Richmond, IN 47374
(765) 935-5655
vanvleetinsurance.com
McGowan Insurance Group
1126 E Main St, Richmond, IN 47374
(765) 962-9502
mcgowaninsgrp.com
Brian Fuller: Allstate Insurance
2901 E Main St, Richmond, IN 47374
(765) 939-3009
agents.allstate.com
Affordable Insurance Agency, Division of RMD-Patti Insurance
36 S 9th St, Richmond, IN 47374
(765) 966-7531
Indiana Farm Bureau Insurance
1330 W Industries Rd, Richmond, IN 47374
(765) 962-9548
infarmbureau.com
McQuiston Insurance Agency
300 S 4th St, Richmond, IN 47374
(765) 962-4151
mcquistonagency.com
Uphaus Insurance
1810 Williamsburg Pike # 2, Richmond, IN 47374
(765) 935-5050
uphausinsurance.com
Lyons Insurance & Real Estate
31 S 8th St, Richmond, IN 47374
(765) 962-2006
lyons-insurance.com
John Hostetler - State Farm Insurance Agent
3225 E Main St, Richmond, IN 47374
(765) 966-6636
jhostetler.com
Abstracts of Richmond Inc
25 N 8th St, Richmond, IN 47374
(765) 935-7020
abstractsofrichmond.com
Max Adams Insurance Agency
1608 E Main St, Richmond, IN 47374
(765) 935-7700
maxadamsinsuranceagency.com
Protect One Insurance Agency
49 S 9th St, Richmond, IN 47374
(765) 705-0224
Ace USA
120 N 9th St, Richmond, IN 47374
(765) 983-6200
EPIC Insurance Midwest
115 Garwood Rd, Richmond, IN 47374
(765) 966-7531
epicbrokers.com
Flood insurance agents in Richmond Indiana help property owners secure coverage through the National Flood Insurance Program and private insurers. Indiana law does not require flood insurance for most properties, but lenders often mandate it for homes in high-risk flood zones. Richmond sits near the Whitewater River, making flood protection a practical consideration for many residents.
What Does a Flood Insurance Agent in Richmond Cost?
The cost of flood insurance in Indiana varies by property location, elevation, and coverage amount. For a standard NFIP policy, annual premiums in Richmond typically range from 700 to 1,500 dollars for a single-family home in a moderate-risk zone. Properties in high-risk areas may pay 2,000 dollars or more. Private market options can sometimes offer lower rates or higher limits. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Richmond Indiana?
Flood insurance is not required by Indiana state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require it. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How can a flood insurance agent help me in Richmond?
A flood insurance agent can assess your property's flood risk using FEMA flood maps and help you choose a policy that fits your needs. They explain coverage limits, waiting periods, and the difference between building and contents coverage. Agents also assist with filing claims and understanding Indiana's insurance regulations.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Indiana.