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Flood Insurance Agents in Kansas City, KS

Looking for a flood insurance agent in Kansas City? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Kansas City, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 8 flood insurance agents in Kansas City, KS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Rich Insurance
1057 Minnesota Ave, Kansas City, KS 66101
(913) 281-0808 tomrichinsurance.com
Fusion Insurance
151 S 18th St E, Kansas City, KS 66102
(913) 204-0404 fiagency.com
Hernandez Insurance Agency Inc
1001 Kansas Ave, Kansas City, KS 66105
(913) 967-5727 hernandezagencyinc.com
Conexion Insurance Agency
6000 Leavenworth Rd STE N, Kansas City, KS 66104
(913) 490-9050 conexionins.com
Martell Ins Agency
1408 Central Ave, Kansas City, KS 66102
(913) 432-3097 martell-agency.com
FortisGuard Insurance KS
8121 Parallel Pkwy, Kansas City, KS 66112
(913) 289-0883
Toro Insurance Agency
1211 Minnesota Ave Ste 100, Kansas City, KS 66102
(913) 933-3358 toroia.com
Alft Insurance Agency Inc
7835 Parallel Pkwy, Kansas City, KS 66112
(913) 334-6100 alftinsurance.com

Flood insurance agents in Kansas City, Kansas help property owners secure coverage through the National Flood Insurance Program and private markets. Kansas law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents know the specific flood maps and elevation certificates needed for Wyandotte County properties.

What Does a Flood Insurance Agent in Kansas City Cost?

Typical flood insurance costs in Kansas range from 400 to 2,500 dollars per year for residential properties through the NFIP. Private market policies may cost more or less depending on the property risk. Actual premiums depend on your flood zone, building characteristics, and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent do in Kansas City Kansas?
A flood insurance agent helps you find and purchase a flood insurance policy for your home or business. They explain flood zone designations, coverage limits, and the waiting period before a policy takes effect. Agents also assist with elevation certificates and claims questions.
Is flood insurance required in Kansas City Kansas?
Flood insurance is required by federal law if your property is in a Special Flood Hazard Area and you have a mortgage from a federally regulated lender. Even if not required, many properties in Kansas City benefit from flood coverage due to local flood risks.