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Directory of flood insurance agents in Newport, Kentucky. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Newport, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 flood insurance agents in Newport, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hummel & Leibel Insurance Agency
835 Monmouth St, Newport, KY 41071
(859) 261-4141
hummelinsurancenewport.com
Intelli Choice Insurance
515 Monmouth St #103, Newport, KY 41071
(513) 777-3606
intellichoiceinsurance.com
Flood insurance agents in Newport, Kentucky help property owners secure coverage through the National Flood Insurance Program or private insurers. Newport sits along the Ohio River and Licking River, making flood risk a key concern for many homes and businesses. Kentucky law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, and agents can guide you through compliance.
What Does a Flood Insurance Agent in Newport Cost?
Flood insurance costs in Kentucky depend on your property's flood zone, elevation, and coverage amount. For an NFIP policy in Newport, annual premiums typically range from 500 to 2,500 dollars for a standard home. Properties in high-risk AE zones may see higher rates. Private insurers may offer lower or higher premiums based on risk assessment. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Newport Kentucky?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside those zones, agents often recommend coverage due to Newport's river proximity and flash flood risks.
How do I find a flood insurance agent in Newport?
You can search for licensed insurance agents in Campbell County who specialize in flood policies. Many local agencies offer NFIP policies and can also quote private market options for higher coverage limits.
What does flood insurance cost in Kentucky?
Costs vary based on flood zone, elevation, and building characteristics. In Kentucky, NFIP policies average between 500 and 2,000 dollars per year, but high-risk properties may pay more. Private policies can offer different rates and coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.