Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 8 flood insurance agents in Harvey, LA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lisa Campbell - State Farm Insurance Agent
1402 Manhattan Blvd A, Harvey, LA 70058
(504) 366-3900
lisagreencampbell.com
Liberty Pro Insurance Services
1525 Lapalco Blvd Ste 5, Harvey, LA 70058
(504) 417-7200
libertyproins.com
La Twins Insurance Agency, LLC
1950 Manhattan Blvd # 109, Harvey, LA 70058
(504) 636-6366
latwinsins.com
Goosehead Insurance - Brandi Sercovich
1901 Manhattan Blvd Suite 116, Harvey, LA 70058
(504) 584-4606
goosehead.com
The Insurance Center Of New Orleans
2245 Manhattan Blvd #102, Harvey, LA 70058
(504) 367-8555
theinscenter.com
TRINITY AGENCY Insurance LLC
1901 Manhattan Blvd, Harvey, LA 70058
(504) 702-8730
thetrinityagencyllc.com
Pitt Risk Management Services - PRMS
2028 Paxton St, Harvey, LA 70058
(504) 559-9737
prmsinsurance.com
Bill Washington Insurance Agency
2330 Lapalco Blvd Suite 12, Harvey, LA 70058
(504) 315-2455
What Does a Flood Insurance Agent in Harvey Cost?
Flood insurance premiums in Harvey, Louisiana typically range from 700 to 2,500 per year for an NFIP policy, depending on your flood zone, elevation, and building characteristics. Private flood insurance may cost more or less based on risk. Costs vary widely by property, so an agent can provide a specific quote. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a high-risk flood zone in Harvey?
Even if you are in a low-to-moderate risk zone, your mortgage lender may still require flood insurance. Louisiana law does not mandate flood insurance outside high-risk zones, but many lenders still require it for federally backed loans.
How does a flood insurance agent help with NFIP policies in Louisiana?
A flood insurance agent can help you determine your flood zone, calculate your premium using the NFIP rating system, and ensure your policy meets Louisiana building code requirements. They also assist with filing claims and understanding the 30-day waiting period before coverage begins.
What is the 30-day waiting period for flood insurance in Louisiana?
NFIP policies have a 30-day waiting period from the date of purchase before coverage takes effect. This rule applies to all new policies in Louisiana unless the purchase is related to a mortgage closing or a map revision.