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Find Flood Insurance Agents in Orono, ME

Looking for a flood insurance agent in Orono? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Orono, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 flood insurance agents in Orono, ME Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kylie Bean - State Farm Insurance Agent
6 Stillwater Ave, Orono, ME 04473
(207) 827-2702 kyliebean.com
Dawson Insurance Agency (Orono)
50 Main St, Orono, ME 04473
(207) 866-5714 dawsoninsuranceonline.com

Flood insurance agents in Orono Maine help property owners secure coverage through the National Flood Insurance Program or private insurers. Orono properties along the Stillwater River or Penobscot River may fall in special flood hazard areas requiring flood insurance. Maine law does not mandate flood insurance but mortgage lenders often require it for homes in high-risk zones.

What Does a Flood Insurance Agent in Orono Cost?

Flood insurance premiums in Maine vary widely based on flood zone elevation and building characteristics. NFIP rates for a single-family home in Orono can range from 700 to 2,500 dollars per year for a standard policy. Private market policies may cost more or less depending on risk assessment. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required for homes in Orono Maine?
Flood insurance is not required by Maine state law. However if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will likely require it.
What does a flood insurance agent in Orono do?
A flood insurance agent helps you determine your flood zone risk compare NFIP and private policy options and complete the application. They also assist with elevation certificates and claims support after a flood event.