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Directory of flood insurance agents in Wells, Maine. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Wells, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 5 flood insurance agents in Wells, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nancy Hafford - State Farm Insurance Agent
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
nancyhafford.com
Sevigney-Lyons Insurance Agency
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
Sevigney-Lyons Insurance Agency: Kanserski Susan
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
State Farm Insurance: Danielle Simoneau
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
Insurance Group of New England
1662 Post Rd, Wells, ME 04090
(800) 286-0280
insgne.com
Flood insurance agents in Wells Maine help homeowners and businesses secure coverage through the National Flood Insurance Program. Because Wells is a coastal town with tidal rivers and marshes, properties often fall in high-risk flood zones. Maine law requires lenders to mandate flood insurance for mortgages in designated flood hazard areas.
What Does a Flood Insurance Agent in Wells Cost?
Flood insurance premiums in Maine vary by property elevation, flood zone, and building characteristics. In Wells, an NFIP policy for a single-family home typically costs between 700 and 2,500 dollars per year. Private flood insurance may offer different rates. Costs can be higher for properties in high-risk V zones or with basements. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live in Wells Maine?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from storms or snowmelt can occur. An agent can review your flood zone and recommend appropriate coverage.
What does a flood insurance agent in Wells do?
A flood insurance agent helps you determine your flood risk, select a policy from the NFIP or private market, and complete the application. They also assist with elevation certificates and claims guidance. Agents in Wells understand local flood maps and coastal construction rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.