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Find Flood Insurance Agents Near You in Baltimore, MD

Directory of flood insurance agents in Baltimore, Maryland. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Baltimore, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 flood insurance agents in Baltimore, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Main Line Benefits - Adam Richter
1936 Eastern Ave, Baltimore, MD 21231
(410) 375-9765 arichter.mlbenefitsco.com
John Stein - State Farm Insurance Agent
6630 Baltimore National Pike #100b, Baltimore, MD 21228
(410) 744-7733 johnsteinonline.com
Baltimore Insurance Network
1414 Key Hwy Suite E, Baltimore, MD 21230
(443) 869-6424 baltimoreinsurancenetwork.com
Stephanie Jameson - State Farm Insurance Agent
3 Center Pl, Baltimore, MD 21222
(410) 288-1300 stephaniejameson.net
Stephanie Owens - State Farm Insurance Agent
8766 Philadelphia Rd, Baltimore, MD 21237
(410) 866-8333 stephaniezowens.com
Tamara Thomson - State Farm Insurance Agent
7825 Wise Ave, Baltimore, MD 21222
(410) 282-7283 savewithtamara.com
Laurie Jacobson - State Farm Insurance Agent
4200 North Point Blvd, Baltimore, MD 21222
(410) 477-6789 lauriejacobson.net
Wolf Insurance Agency
9124 Belair Rd, Baltimore, MD 21236
(410) 529-7865
Aja Green - State Farm Insurance Agent
7633 Rainville Ave, Baltimore, MD 21236
(410) 882-9433 ajagreen.com
Pinning Insurance
3215 Erdman Ave, Baltimore, MD 21213
(410) 675-0500 pinninginsurance.com
Mason & Carter Inc
233 E Redwood St Suite 1100A, Baltimore, MD 21202
(410) 539-6767 masoncarter.com
Matthew Valcich: Allstate Insurance
6216 Eastern Ave, Baltimore, MD 21224
(410) 633-0001 agents.allstate.com
Shanda Hayden: Allstate Insurance
7200A Eastern Ave, Baltimore, MD 21224
(410) 282-7863 agents.allstate.com
Leitner Insurance Group
405 Williams Ct #114, Baltimore, MD 21220
(410) 285-3743 leitnerinsurancegroup.com
Rodgers Insurance Agency
6800 Holabird Ave Ste A, Baltimore, MD 21222
(410) 282-1379 rodgersinsuranceagent.com
Insurance Center of Baltimore
2100 Eastern Ave, Baltimore, MD 21231
(410) 732-2200 insurancecenterbaltimore.com
Perry Hall Insurance
9407 Belair Rd, Baltimore, MD 21236
(410) 529-6354 perryhallinsurance.com
Nationwide Insurance: Stastny Insurance Agency
6822 Harford Rd, Baltimore, MD 21234
(410) 254-1500 stastnyinsurance.com
Goad Insurance Agency
5718 Northwood Dr, Baltimore, MD 21212
(410) 558-0396 goadinsurance.com
Baltimore Affordable Insurance Excellence
2351 Frederick Ave, Baltimore, MD 21223
(227) 230-9182

What Does a Flood Insurance Agent in Baltimore Cost?

Flood insurance costs in Maryland vary widely based on flood zone, property elevation, and coverage amount. An NFIP policy for a single-family home in a moderate-risk zone may cost around $700 to $1,200 per year. High-risk zones can see premiums from $2,000 to over $5,000 annually. Private flood insurance may be cheaper or more expensive depending on the carrier. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Baltimore Maryland?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, lenders may still require it. Baltimore experiences heavy rainfall and coastal storm surges.
What does a flood insurance agent in Baltimore do?
A flood insurance agent helps you compare National Flood Insurance Program policies and private flood insurance options. They assess your property risk and explain coverage limits, deductibles, and exclusions. They also assist with filing claims after a flood event.
How long does it take to get flood insurance in Maryland?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods or immediate coverage. Plan ahead because flood risks can change quickly during hurricane season.