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Looking for a flood insurance agent in Essex? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Essex, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 flood insurance agents in Essex, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Erik L. Anderson Insurance Agency
823 Eastern Blvd, Essex, MD 21221
(410) 686-5400
eriklanderson.com
Young Insurance & Financial,Inc.
1410 Eastern Blvd, Essex, MD 21221
(410) 687-8200
young-insurance.com
Worldwide Insurance Agency
602 Eastern Blvd, Essex, MD 21221
(410) 618-5531
progressiveagent.com
Flood insurance agents in Essex, Maryland help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Essex is located in a Special Flood Hazard Area (SFHA) as designated by FEMA, making flood insurance a key consideration for many homes and businesses. Maryland law does not require flood insurance for all properties, but mortgage lenders often mandate it for properties in high-risk zones.
What Does a Flood Insurance Agent in Essex Cost?
In Essex, Maryland, NFIP flood insurance premiums for a single-family home usually fall between 700 and 2,500 dollars per year, though rates can be higher for properties in high-risk zones or with basements. Private flood insurance may cost 500 to 3,000 dollars annually depending on risk factors. Costs also depend on the deductible and the amount of building and contents coverage selected. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Essex Maryland?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will likely require flood insurance. Even in lower-risk zones, many homeowners choose coverage because 25% of flood claims occur outside high-risk areas.
What does a flood insurance agent do in Maryland?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can explain elevation certificates and how local flood maps affect your premium.
How much does flood insurance cost in Essex Maryland?
Annual premiums for NFIP policies in Essex typically range from 700 to 2,500 dollars for standard coverage, but costs vary based on flood zone, elevation, and building characteristics. Private market policies may offer different rates and higher coverage limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.