Skip to main content

Find Flood Insurance Agents Near You in Fort Washington, MD

Looking for a flood insurance agent in Fort Washington? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Fort Washington, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 6 flood insurance agents in Fort Washington, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gai Allen - State Farm Insurance Agent
9400 Livingston Rd #125, Fort Washington, MD 20744
(301) 248-4505 gaiallen.com
Bill Ball - State Farm Insurance Agent
10903 Indian Head Hwy Ste 309, Fort Washington, MD 20744
(301) 292-4333 billballagency.com
Jamila A Coleman - State Farm Insurance Agent
12817 Old Fort Rd Ste 304, Fort Washington, MD 20744
(240) 766-2761 jamilacolemaninsurance.com
Strachan Insurance Agency
12813 Old Fort Rd #104, Fort Washington, MD 20744
(301) 203-6100 erieinsurance.com
MAIF Insurance
556 Wilson Bridge Dr Unit B2, Fort Washington, MD 20744
(301) 438-6243 maifinsuranceonline.com
Nationwide Insurance: Gibson Insurance And Financial Services Inc.
10905 Fort Washington Rd Ste 404, Fort Washington, MD 20744
(301) 292-6116 agency.nationwide.com

Flood insurance agents in Fort Washington Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program. Maryland law requires flood insurance for properties in Special Flood Hazard Areas if you have a federally backed mortgage. Agents in Fort Washington can assess your flood risk and guide you through policy options for this Potomac River community.

What Does a Flood Insurance Agent in Fort Washington Cost?

Flood insurance premiums in Maryland vary widely based on flood zone, elevation, and building characteristics. In Fort Washington, an annual NFIP policy for a single-family home can range from 700 to 2,500 dollars in low to moderate risk zones, and 2,500 to 8,000 dollars or more in high risk areas. Private market policies may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Fort Washington Maryland?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, many agents recommend coverage due to Fort Washingtons proximity to the Potomac River.
What does a flood insurance agent in Fort Washington do?
A flood insurance agent helps you determine your flood zone, explains NFIP coverage limits and exclusions, and quotes premiums from multiple insurers. They also assist with filing claims and understanding Maryland specific floodplain management rules.
How long does it take to get flood insurance in Maryland?
Standard NFIP policies have a 30 day waiting period before coverage begins unless the policy is purchased in connection with a new home loan. An agent can explain exceptions for map changes or lender requirements under Maryland insurance regulations.