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Find Flood Insurance Agents Near You in Jarrettsville, MD

Compare flood insurance agents in Jarrettsville. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Jarrettsville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 flood insurance agents in Jarrettsville, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Stephens - State Farm Insurance Agent
3739 Federal Hill Rd #210, Jarrettsville, MD 21084
(410) 692-2400 jvillejohn.com
Wessel Insurance Services Inc
1118 Baldwin Mill Rd, Jarrettsville, MD 21084
(443) 499-2100 wesinsurance.com
HealthQuote Insurance Services
1363 Rigdon Rd, Jarrettsville, MD 21084
(410) 557-0811 healthinsurancemaryland.com
Cairnes Tapley Insurance
1714 Jarrettsville Rd, Jarrettsville, MD 21084
(410) 692-5138

Flood insurance agents in Jarrettsville Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program. Maryland law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain the specific flood risks for Harford County and help you choose the right policy.

What Does a Flood Insurance Agent in Jarrettsville Cost?

Flood insurance costs in Maryland vary by property. For a home in a low-risk zone like Zone X, an NFIP policy may cost around USD 600 to USD 900 per year. For high-risk zones premiums can range from USD 1,500 to over USD 4,000 per year. Factors include elevation, building age, and deductible chosen. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Jarrettsville Maryland?
Flood insurance is not required by state law for all properties. However lenders typically require it for properties in Special Flood Hazard Areas as designated by FEMA. Many Jarrettsville properties are in Zone X which has moderate to low flood risk.
What does a flood insurance agent do in Jarrettsville?
A flood insurance agent helps you assess your flood risk based on FEMA flood maps. They explain NFIP coverage limits and exclusions and assist with completing the application and elevation certificate requirements for accurate pricing.
How long does it take to get flood insurance in Maryland?
Standard NFIP policies have a 30-day waiting period before coverage begins. There are exceptions for flood map changes or if you are closing on a home purchase. An agent can help you plan around this waiting period.