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Directory of flood insurance agents in Lusby, Maryland. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Lusby, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 flood insurance agents in Lusby, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Express Auto Tag & Title
11859 H G Trueman Rd, Lusby, MD 20657
(410) 231-2592
marylandautotags.com
Kenneth Struhar: Allstate Insurance
12865 H G Trueman Rd Ste U-2, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
Jetmore Insurance Group, Inc.
9545 H G Trueman Rd, Lusby, MD 20657
(410) 394-9000
jetmoreinsurancegroup.com
Judy A Sawyer Health Insurance Agent
11030 Hemlock Dr, Lusby, MD 20657
(301) 643-5159
neweralife.com
Allstate - SOMD Insurance and Financial Services, Inc.
12865 H G Trueman Rd, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
Lusby, Maryland is located in Calvert County near the Chesapeake Bay and Patuxent River, making flood insurance important for many homes. Flood insurance agents in Lusby help property owners understand National Flood Insurance Program (NFIP) requirements and find coverage that meets Maryland state lending laws. These agents guide clients through flood zone determinations and policy options for both residential and commercial properties.
What Does a Flood Insurance Agent in Lusby Cost?
Flood insurance costs in Maryland vary by property elevation, flood zone, and coverage amount. In Lusby, annual premiums for a standard NFIP policy typically range from 700 to 2,500 dollars for a single-family home, but higher-risk properties may cost more. Elevation certificates and flood zone maps affect pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lusby Maryland?
If your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even in moderate-risk areas, many homeowners choose coverage because of Lusby's proximity to tidal waters. Your agent can check your specific flood zone.
What does a flood insurance agent in Lusby do?
A flood insurance agent helps you assess your flood risk, explains NFIP policy limits and deductibles, and assists with filing claims. They also help ensure your coverage meets Maryland mortgage requirements. They do not adjust claims but can refer you to the right resources.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.