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Compare flood insurance agents in Middle River. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Middle River, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 flood insurance agents in Middle River, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug J Kottraba Jr - State Farm Insurance Agent
1515 Martin Blvd Ste 207, Middle River, MD 21220
(410) 687-7747
dougkottraba.com
Niyi Aladetohun: Allstate Insurance
105 Carroll Island Rd Ste D, Middle River, MD 21220
(410) 335-1273
agents.allstate.com
Emmanuel Onyekwere: Allstate Insurance
3009 Eastern Blvd B, Middle River, MD 21220
(410) 574-6400
agents.allstate.com
Nationwide Insurance: Dale D Davis Enterprises, Inc.
3 Middle River Rd, Middle River, MD 21220
(410) 687-5493
Middle River, Maryland is located in a flood-prone area near the Chesapeake Bay. A flood insurance agent in Middle River can help you understand the National Flood Insurance Program (NFIP) and private options. Maryland law requires flood insurance for properties in high-risk flood zones if you have a federally backed mortgage.
What Does a Flood Insurance Agent in Middle River Cost?
The average cost of an NFIP flood insurance policy in Maryland is around $700 to $1,200 per year, but rates vary by property. In Middle River, premiums depend on your flood zone, elevation, and building characteristics. Private flood insurance may cost more or less. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Middle River?
Middle River is in a Special Flood Hazard Area (SFHA) as mapped by FEMA. An agent can help you find a policy that meets your lender requirements and protects your home from flood damage.
What types of flood insurance are available in Maryland?
The main option is the NFIP, which offers building and contents coverage. Private flood insurance is also available and may provide higher limits or additional coverage. An agent can compare both for you.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.