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Directory of flood insurance agents in Potomac, Maryland. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Potomac, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 flood insurance agents in Potomac, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Munson - State Farm Insurance Agent - Potomac
11325 Seven Locks Rd Suite 291, Potomac, MD 20854
(301) 605-7248
davidmunsonagency.com
Pillar Insurance Group LLC
10000 Falls Rd Suite 206, Potomac, MD 20854
(240) 722-6854
pillarinsure.com
Capital Point Insurance
10220 River Rd #207, Potomac, MD 20854
(301) 468-9600
capitalpointins.com
Life Health Home Insurance Group, LLC
1123 Bettstrail Way, Potomac, MD 20854
(301) 728-5505
lifehealthhome.com
Flood insurance agents in Potomac Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Potomac is located near the Potomac River and many properties fall within Special Flood Hazard Areas. Maryland law requires flood insurance for properties with federally backed mortgages in high-risk zones.
What Does a Flood Insurance Agent in Potomac Cost?
Flood insurance costs in Maryland vary based on flood zone, elevation, and building characteristics. Typical NFIP premiums range from 700 to 2,000 dollars per year for moderate-risk areas, but high-risk properties can cost 3,000 dollars or more. Private market policies may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Potomac Maryland?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur and coverage is recommended.
What does a flood insurance agent in Potomac do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also advise on elevation certificates and flood zone map changes.
How does the 30-day waiting period work for NFIP policies?
Most NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property or map revisions. An agent can explain these rules for your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.