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Find Flood Insurance Agents Near You in Severn, MD

Looking for a flood insurance agent in Severn? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Severn, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 flood insurance agents in Severn, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ivan Henderson - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 674-2886 ivanhenderson.com
Marie Waring - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 551-4666 mariewaring.com

Severn Maryland is located near the Severn River and Magothy River making flood insurance important for many homeowners. Maryland law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. A local flood insurance agent can help you understand your flood zone and choose the right National Flood Insurance Program policy.

What Does a Flood Insurance Agent in Severn Cost?

Typical flood insurance premiums in Maryland range from 700 to 2000 dollars per year for standard NFIP policies. Rates depend on your flood zone property elevation and building characteristics. Private market policies may cost more or less. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Severn Maryland?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage you are required to have flood insurance. Even if not required many properties near waterways benefit from coverage.
What does a flood insurance agent in Severn do?
A flood insurance agent helps you assess your flood risk determine your NFIP zone and select a policy that meets your needs. They can also help with elevation certificates and claims assistance.
How does Maryland law affect flood insurance?
Maryland requires disclosure of flood risk to buyers during real estate transactions. The state also participates in the NFIP and local communities in Anne Arundel County enforce floodplain management regulations.