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Directory of flood insurance agents in Chatham, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Chatham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Chatham, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cape Wide Insurance Inc
1685 Main St, Chatham, MA 02633
(508) 945-5244
capewideinsurance.com
Curtis Insurance Agency
128 Wood Carver Knoll, Chatham, MA 02633
(508) 375-3312
East-SouthEast, LLC
1038 Main St, Chatham, MA 02633
(508) 945-3965
ese-llc.com
Berkshire Hathaway HomeServices Robert Paul Properties Chatham
499 Main St, Chatham, MA 02633
(508) 945-5553
robertpaul.com
Flood insurance agents in Chatham help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Massachusetts requires lenders to mandate flood insurance for properties in high-risk zones. Chatham faces unique coastal flood risks from nor'easters and sea level rise.
What Does a Flood Insurance Agent in Chatham Cost?
Typical flood insurance costs in Massachusetts depend on the property's flood zone, base flood elevation, and deductible chosen. For Chatham, an NFIP policy for a single-family home in an AE zone often costs between 800 and 2,500 dollars per year. Private market policies may offer lower rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Chatham Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, Chatham properties can flood from storm surge or heavy rain.
What does a flood insurance agent in Chatham do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the required elevation certificate. They guide you through Massachusetts building code requirements for new construction in flood zones.
How much does flood insurance cost in Chatham Massachusetts?
Costs vary by flood zone, elevation, and building characteristics. In Chatham, NFIP policies typically range from 700 to 3,000 dollars per year for standard homes. High-risk coastal properties can exceed 5,000 dollars annually.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.