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Compare flood insurance agents in Cohasset. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Cohasset, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 flood insurance agents in Cohasset, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Donoghue Insurance Agency
861 Chief Justice Cushing Hwy, Cohasset, MA 02025
(781) 383-8700
odinsurance.com
Cohasset Auto Insurance Agency
40 S Main St, Cohasset, MA 02025
(339) 219-1516
Lehr & Barnes Insurance
306 N Main St, Cohasset, MA 02025
(781) 383-0783
lbinsure.com
Eastern Insurance Group LLC
380 Chief Justice Cushing Hwy #2a, Cohasset, MA 02025
(781) 383-1900
easterninsurance.com
Acrisure Cohasset (Formerly Sullivan Garrity and Donnelly Insurance)
15 Depot Ct, Cohasset, MA 02025
(781) 236-6101
acrisure.com
Flood insurance agents in Cohasset Massachusetts help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Cohasset is a coastal community with high flood risk zones, making flood insurance a common requirement for mortgages. Massachusetts state law does not mandate flood insurance but lenders often require it for properties in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Cohasset Cost?
Flood insurance costs in Cohasset vary widely based on flood zone, building elevation, and coverage amount. An NFIP policy for a single-family home in a high-risk zone can range from 700 to 2,500 dollars per year. Private market policies may offer different rates or higher limits. Elevation certificates and flood mitigation improvements can lower your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Cohasset Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, agents often recommend coverage because heavy rain and storm surge can cause flooding.
How do I choose a flood insurance agent in Cohasset?
Look for an agent licensed in Massachusetts who has experience with NFIP policies and private flood insurance. Ask about their knowledge of local flood zones and elevation certificates, which affect your premium.
What is the waiting period for flood insurance in Massachusetts?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may have different waiting periods. Plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.