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Compare flood insurance agents in Dorchester. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Dorchester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 flood insurance agents in Dorchester, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance
540 Gallivan Blvd Unit 211, Dorchester, MA 02124
(617) 464-3777
lighthouseins.net
Savin Jones Insurance Agency
867C Dorchester Ave, Dorchester, MA 02125
(617) 474-9900
savinjones.com
Flood insurance agents in Dorchester Massachusetts help property owners secure coverage through the National Flood Insurance Program NFIP. Dorchester is located in a coastal area with flood zones that may require insurance for mortgage compliance. Massachusetts law does not mandate flood insurance but lenders often require it for properties in high risk areas.
What Does a Flood Insurance Agent in Dorchester Cost?
Flood insurance costs in Dorchester Massachusetts vary by flood zone and property value. A typical NFIP policy for a single family home in a high risk zone may cost between 700 and 2000 dollars per year. Lower risk zones can have premiums under 500 dollars. Elevation and building age also affect price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Dorchester Massachusetts?
Flood insurance is not required by Massachusetts state law. However if your property is in a high risk flood zone your mortgage lender will likely require it. Dorchester has areas designated as Special Flood Hazard Areas by FEMA.
How does a flood insurance agent help me in Dorchester?
A flood insurance agent can review your property location and determine your flood zone designation. They help you choose an NFIP policy that covers building and contents. They also explain waiting periods and coverage limits specific to Massachusetts.
What is the typical waiting period for flood insurance in Massachusetts?
NFIP policies usually have a 30 day waiting period before coverage begins. There are exceptions for new loans or map changes. An agent can confirm if you qualify for an expedited policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.