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Directory of flood insurance agents in Dracut, Massachusetts. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Dracut, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 flood insurance agents in Dracut, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BETTENCOURT INSURANCE GROUP, INC
7 Broadway Rd Unit B, Dracut, MA 01826
(978) 770-0217
bettencourtinsurance.com
Colleen A Coughlin Insurance Agency Inc.
1794 Bridge St #5a, Dracut, MA 01826
(978) 221-6991
cacinsurance.com
L'Hussier Insurance
1641 Bridge St, Dracut, MA 01826
(978) 452-5240
lhussierins.com
Cloutier Insurance Agency
1996 Lakeview Ave, Dracut, MA 01826
(978) 957-4881
cloutierinsuranceagency.com
Albert A Daigle Insurance Agency Inc
313 Willard St, Dracut, MA 01826
(978) 459-2101
daigleinsurance.net
Szczepanik Stephen J Insurance Agency
471 Aiken Ave, Dracut, MA 01826
(978) 454-3106
sjsinsurance.com
Buxton Insurance
471 Aiken Ave, Dracut, MA 01826
(978) 454-8636
Falcons Insurance & Financial
1049 Lakeview Ave # 9, Dracut, MA 01826
(978) 323-4500
Flood insurance agents in Dracut, Massachusetts help homeowners and renters secure coverage through the National Flood Insurance Program or private insurers. Dracut residents in Special Flood Hazard Areas may be required by their mortgage lender to carry flood insurance. Massachusetts law does not mandate flood insurance for all properties, but local flood risks make it a wise choice.
What Does a Flood Insurance Agent in Dracut Cost?
The cost of flood insurance in Massachusetts typically ranges from $700 to $2,000 per year for a standard NFIP policy, depending on your property's flood zone, elevation, and coverage limits. Private flood insurance may cost more or less. Actual premiums vary by individual risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Dracut Massachusetts?
Flood insurance is not required by Massachusetts state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many residents choose coverage.
What does a flood insurance agent in Dracut do?
A flood insurance agent evaluates your property's flood risk, explains coverage options from the National Flood Insurance Program or private insurers, and helps you choose a policy that meets your needs. They also assist with filing claims and understanding policy terms.
How do I find a flood insurance agent in Dracut?
You can search online directories or contact local insurance agencies that offer property and casualty coverage. Ask if they are licensed in Massachusetts and experienced with flood policies. Your mortgage lender may also provide a list of approved agents.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.