Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Georgetown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Georgetown Insurance Agency,
10 W Main St, Georgetown, MA 01833
(978) 352-8000
georgetowninsurance.com
Gilbert Insurance Agency
37 W Main St, Georgetown, MA 01833
(978) 234-5252
gilbertinsurance.com
Pingree Insurance Agency, Inc
24 E Main St, Georgetown, MA 01833
(978) 352-2533
pingreeinsurance.com
Salem Five Insurance Services, LLC
2 E Main St, Georgetown, MA 01833
(978) 352-4990
salemfiveinsurance.com
What Does a Flood Insurance Agent in Georgetown Cost?
The cost of flood insurance in Georgetown Massachusetts typically ranges from 700 to 2,500 dollars per year for a standard NFIP policy, depending on your flood zone, building elevation, and deductible. Properties in high-risk zones like AE or VE often have higher premiums. Private flood insurance may offer different pricing but varies by carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Georgetown Massachusetts?
Flood insurance is required for homes in Georgetown with a federally backed mortgage that are located in a FEMA-designated Special Flood Hazard Area. Even if not required, many homeowners choose coverage because of local flood risks from rivers and heavy rain.
What does a flood insurance agent in Georgetown do?
A flood insurance agent in Georgetown helps you assess your property's flood risk, determine the correct coverage amount, and complete the NFIP application. They also explain waiting periods and elevation certificate requirements specific to Massachusetts.
How long does it take for flood insurance to start in Massachusetts?
Standard NFIP flood insurance policies have a 30-day waiting period before coverage begins. Exceptions apply if you are closing on a home purchase or if a flood map revision affects your property. Your Georgetown agent can confirm the exact effective date.