Skip to main content

Flood Insurance Agents in Gloucester, MA

Looking for a flood insurance agent in Gloucester? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Gloucester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 flood insurance agents in Gloucester, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prince Insurance Agency, Inc.
15 Washington St, Gloucester, MA 01930
(978) 283-7314 princeinsuranceagency.com
Babson-Elwell & Davis, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 283-1561 babson-elwell-davis.com
Carroll K Steele Insurance Agency
32 Pleasant St, Gloucester, MA 01930
(978) 283-5100 carrollsteele.com
Lauranzano Insurance Agency, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 927-8420 babson-elwell-davis.com
Palazzola Insurance Agency
1 Main St u9, Gloucester, MA 01930
(978) 283-7711
Favazza Johnson Insurance Agency
218 Main St, Gloucester, MA 01930
(978) 283-0016
Gallagher Insurance, Risk Management & Consulting
4 Railroad Ave, Gloucester, MA 01930
(800) 333-7234 locations.ajg.com
Salem Five Insurance Services, LLC
321 Gloucester Crossing Rd, Gloucester, MA 01930
(978) 283-7757 salemfiveinsurance.com

Flood insurance agents in Gloucester Massachusetts help property owners secure coverage through the National Flood Insurance Program and private markets. Gloucester faces unique flood risks from the Atlantic Ocean and the Annisquam River. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones. An agent can explain your options and help you comply with local regulations.

What Does a Flood Insurance Agent in Gloucester Cost?

Flood insurance costs in Gloucester Massachusetts vary based on flood zone property elevation and building characteristics. An average NFIP policy for a single-family home in a high-risk zone can range from 700 to 2000 dollars per year. Private market policies may be more or less expensive depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Gloucester Massachusetts?
If your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage your lender will require flood insurance. Even if not required many homeowners choose coverage because Gloucester experiences coastal storms and heavy rain. An agent can review your flood map status.
What does a flood insurance agent in Gloucester do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits deductibles and waiting periods. They also assist with filing claims and understanding Massachusetts building code requirements for flood damage repairs.
How long does it take to get flood insurance in Gloucester?
Standard NFIP policies have a 30-day waiting period before coverage starts. Private insurers may offer shorter waiting periods. An agent can help you plan ahead especially if you are buying a home or renewing a policy near storm season.