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Compare flood insurance agents in Hopkinton. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Hopkinton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 flood insurance agents in Hopkinton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flanagan Insurance Agency
63 South St #260, Hopkinton, MA 01748
(617) 609-0321
agents.farmers.com
Farmers Insurance - Kevin Flanagan
63 South St #260, Hopkinton, MA 01748
(508) 625-1275
agents.farmers.com
Phipps Insurance Agency, Inc.
80 Main St, Hopkinton, MA 01748
(508) 435-6388
phippsinsurance.com
A flood insurance agent in Hopkinton Massachusetts can help property owners understand their risk and secure coverage under the National Flood Insurance Program. Massachusetts law may require flood insurance for properties in designated Special Flood Hazard Areas. Working with a local agent ensures you get accurate advice for Hopkinton flood zones.
What Does a Flood Insurance Agent in Hopkinton Cost?
Flood insurance costs in Massachusetts vary by property. Typical NFIP premiums range from 700 to 2,000 dollars per year for low-risk zones, but can exceed 5,000 dollars in high-risk areas. Factors include flood zone, elevation, building age, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Hopkinton Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur so many homeowners choose coverage.
What does a flood insurance agent do in Hopkinton?
A flood insurance agent helps you assess your flood risk, determine the correct coverage amount, and apply for a policy through the NFIP or a private insurer. They also assist with elevation certificates and claims support.
How do I find a flood insurance agent in Hopkinton?
You can search for licensed agents in Hopkinton through the Massachusetts Division of Insurance website or ask for referrals from local real estate professionals. Agents must be licensed in Massachusetts to sell flood insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.