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Directory of flood insurance agents in Ipswich, Massachusetts. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Ipswich, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 flood insurance agents in Ipswich, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cross Insurance
12 Market St, Ipswich, MA 01938
(978) 356-5511
crossagency.com
Dooley Insurance Agency
12 Market St, Ipswich, MA 01938
(978) 356-0581
dooleyins.com
Gregory Insurance Agency Ltd.
61 Market St, Ipswich, MA 01938
(978) 356-2116
gregoryinsurance.com
Flood insurance agents in Ipswich Massachusetts help property owners secure coverage through the National Flood Insurance Program or private insurers. Ipswich sits along the coast and the Ipswich River making flood risk a key concern for many homeowners. Massachusetts state law requires lenders to mandate flood insurance for properties in high-risk zones so working with a local agent ensures compliance with these requirements.
What Does a Flood Insurance Agent in Ipswich Cost?
Flood insurance premiums in Massachusetts vary widely based on flood zone elevation and building characteristics. For an NFIP policy in Ipswich annual premiums often range from 700 to 2500 dollars for a standard home in a moderate-risk zone. Properties in high-risk coastal areas may see premiums above 3000 dollars per year. Private market policies can cost more or less depending on risk assessment. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Ipswich?
A flood insurance agent in Ipswich can assess your property specific flood zone and recommend appropriate coverage. Agents understand local flood maps and elevation certificates which are important for accurate premiums.
Does Massachusetts require flood insurance for homes in Ipswich?
Massachusetts does not have a state law requiring flood insurance but lenders typically require it for properties in Special Flood Hazard Areas. If you have a federally backed mortgage and live in a high-risk zone you must carry flood insurance.
What does a flood insurance policy in Massachusetts typically cover?
A standard NFIP policy covers building damage and contents up to policy limits. It does not cover basement improvements or personal property in basements. Private policies may offer broader coverage options.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.