Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 flood insurance agents in Lexington, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
1646 Massachusetts Ave, Lexington, MA 02420
(888) 754-8299
encharter.com
Bettinson Insurance Agency
394 Lowell St STE 5, Lexington, MA 02420
(781) 648-0128
bettinsoninsurance.com
Top Level Insurance
186 Bedford St, Lexington, MA 02420
(781) 862-8675
toplevelinsurance.com
Tonry Insurance Group, Inc. - Lexington
238 Bedford St STE 3, Lexington, MA 02420
(781) 861-1800
tonry.com
AssuredNext Insurance
33 Bedford St STE 12, Lexington, MA 02420
(617) 826-1177
assurednext.com
Larson Insurance
109 Massachusetts Ave, Lexington, MA 02420
(781) 646-9200
crlinsurance.com
Sartori Insurance
76 Bedford St STE 37, Lexington, MA 02420
(781) 861-6900
sartori-insurance.com
Fessenden & Sykes Insurance
74 Bedford St # 2, Lexington, MA 02420
(781) 861-1560
Salem Five Insurance Services, LLC
1666 Massachusetts Ave Suite L, Lexington, MA 02421
(781) 862-7700
salemfiveinsurance.com
What Does a Flood Insurance Agent in Lexington Cost?
Flood insurance costs in Massachusetts vary by property. The average NFIP policy costs around $700 to $1,200 per year for a single-family home in a moderate-risk zone. High-risk properties may pay $2,000 to $4,000 or more. Private flood insurance can offer lower rates for low-risk homes. Costs depend on flood zone, elevation, building value, and deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lexington Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, heavy rain and snowmelt can cause flooding in Lexington. Many agents recommend a flood policy for peace of mind.
How do I choose a flood insurance agent in Lexington?
Look for an agent who is licensed in Massachusetts and experienced with NFIP rules. Ask about their knowledge of Lexington flood maps and local elevation certificates. A good agent will explain coverage limits, deductibles, and the 30-day waiting period for new policies.