Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Melrose, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TF Ward Insurance Agency
403 Franklin St, Melrose, MA 02176
(781) 665-2990
risman.com
Jeff Carbone Insurance
504 Main St, Melrose, MA 02176
(781) 662-4444
jeffcarboneinsurance.com
Acrisure Melrose, MA (McLaughlin Insurance & Risk Management)
828 Lynn Fells Pkwy, Melrose, MA 02176
(781) 665-2775
acrisure.com
World Insurance Associates LLC
109 W Foster St, Melrose, MA 02176
(781) 665-1034
tarpeyinsurance.com
What Does a Flood Insurance Agent in Melrose Cost?
Flood insurance costs in Massachusetts vary by flood zone, property value, and coverage amount. An NFIP policy in a low-risk zone may cost around $500 to $1,000 per year. In high-risk zones premiums can range from $1,500 to $4,000 or more. Private flood insurance may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Melrose Massachusetts?
Flood insurance is not required by Massachusetts state law. However if your property is in a Special Flood Hazard Area designated by FEMA your mortgage lender will likely require it. Even outside high-risk zones flood damage is not covered by standard homeowners policies.
What does a flood insurance agent in Melrose do?
A flood insurance agent helps you assess your flood risk based on FEMA flood maps and local topography. They explain NFIP coverage limits and can also quote private flood insurance options. The agent handles the application process and helps you understand waiting periods and exclusions.