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Find Flood Insurance Agents Near You in Needham Heights, MA

Compare flood insurance agents in Needham Heights. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Needham Heights, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 flood insurance agents in Needham Heights, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Boynton Insurance Agency
72 River Park St #103, Needham Heights, MA 02494
(781) 449-6786 boyntonins.com
NorthStar Insurance Services, INC.
72 River Park St Suite 201, Needham Heights, MA 02494
(781) 431-2500 nsins.com

Flood insurance agents in Needham Heights Massachusetts help property owners secure coverage through the National Flood Insurance Program and private insurers. Massachusetts law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the specific flood risks near the Charles River and can guide you through elevation certificates and policy limits.

What Does a Flood Insurance Agent in Needham Heights Cost?

Typical flood insurance costs in Massachusetts range from 700 to 2,000 dollars per year for an NFIP policy, though premiums can be higher in high-risk zones. Private flood insurance may cost 500 to 1,500 dollars annually depending on the property. Costs vary based on flood zone, building elevation, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Needham Heights do?
A flood insurance agent helps you evaluate your flood risk and select a policy that meets your needs. They assist with NFIP applications and can explain coverage options for your home or business in Needham Heights.
Is flood insurance required in Needham Heights Massachusetts?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, Massachusetts law does not mandate flood insurance but lenders may require it.
How do I find a flood insurance agent in Needham Heights?
You can search for licensed insurance agents in Needham Heights through the Massachusetts Division of Insurance website. Local independent agents often offer flood policies from multiple carriers.