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Find Flood Insurance Agents Near You in Oxford, MA
Directory of flood insurance agents in Oxford, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Oxford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Oxford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Smith Brothers Insurance
300 Main St, Oxford, MA 01540
(508) 987-0333
smithbrothersusa.com
Coonan Insurance Agency
267 Main St, Oxford, MA 01540
(508) 987-7122
coonaninsurance.com
Affordable Senior Benefits
42 Charlton St #2f, Oxford, MA 01540
(508) 499-2167
affordableseniorbenefits.com
Erickson Insurance & Financial Services
25 Sutton Ave #8, Oxford, MA 01540
(508) 499-2570
Flood insurance agents in Oxford, Massachusetts help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Oxford is located in Worcester County and has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones, making an agent essential for compliance.
What Does a Flood Insurance Agent in Oxford Cost?
Typical flood insurance costs in Massachusetts range from 600 to 2,500 dollars per year for NFIP policies, depending on flood zone risk and building characteristics. In Oxford, properties in Zone A or AE may have higher premiums. Private insurers may offer competitive rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Oxford Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, an agent can help you consider optional coverage for heavy rain events common in Massachusetts.
What does a flood insurance agent do in Oxford?
A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you complete the necessary elevation certificates. They also guide you through Massachusetts specific requirements such as the state building code for flood-resistant construction.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.