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Find Flood Insurance Agents Near You in Reading, MA

Browse flood insurance agents serving Reading, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Reading, Massachusetts is InsurePlus, rated 5.0 stars across 201 reviews. Other highly rated options include Old Heritage Insurance Agency LLC, Davis Clark & Latham Insurance Agency Inc, Gilbert Insurance Agency. This directory lists 11 flood insurance agents serving Reading.

Showing 11 flood insurance agents in Reading, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1InsurePlus505 Main St(781) 896-6096
2Old Heritage Insurance Agency LLC324 Main St(781) 944-9930
3Davis Clark & Latham Insurance Agency IncPleasant St #3(781) 944-6171
4Gilbert Insurance Agency137 Main St(781) 942-2225
5Gallagher Insurance, Risk Management & Consulting55 Walkers Brook Dr Suite 403(877) 977-1898
6LBP Insurance Agency2 Haven St UNIT 208(781) 779-1853
7The Nolty Group at Archer Insurance580 Main St Suite 204(978) 338-8942
8Nice Insurance Massachusetts1 General Way(339) 204-6352
9Cole Insurance Agency Inc2 Haven St Suite 302(781) 944-1245
10O'Brien Insurance150 Main St(781) 942-2200
IN
505 Main St
InsurePlus
Flood Insurance Agent · Reading, MA

InsurePlus provides flood insurance agency services to clients throughout the Reading, Massachusetts area, including policy evaluations and new coverage applications. Its service plans include annual policy reviews to ensure adequate protection against local flood risks and claims assistance for properties damaged by water events. The company also offers ongoing guidance about evolving flood zone maps and federal requirements. It services single-family homes, apartments, retail establishments, and restaurants.

OH
324 Main St
Old Heritage Insurance Agency LLC
Flood Insurance Agent · Reading, MA

Old Heritage Insurance Agency LLC serves the Reading, Massachusetts metro area as a flood insurance agent. The agency helps property owners understand their flood risk and secure coverage that meets local requirements. It guides clients through the complexities of flood policies for residential and commercial properties. Agents explain how flood maps affect premiums and assist with filing claims after storm damage. The company handles applications for standard and excess flood insurance through the National Flood Insurance Program.

DC
Pleasant St #3
Davis Clark & Latham Insurance Agency Inc
Flood Insurance Agent · Reading, MA

Davis Clark & Latham Insurance Agency Inc serves homeowners, businesses, and property managers in Reading, Massachusetts, who need specialized flood insurance coverage. The agency provides policies that protect residential and commercial structures from water damage, addressing risks common to the area. It assists clients in understanding federal and private flood insurance options to safeguard their investments. The company also extends its flood insurance agent services to nearby communities throughout the greater Boston metropolitan region, including those along the Mystic River watershed.

GI
137 Main St
Gilbert Insurance Agency
Flood Insurance Agent · Reading, MA

Gilbert Insurance Agency in Reading, Massachusetts specializes in assessing flood risks and securing appropriate coverage for homes and businesses. It guides property owners through the complexities of the National Flood Insurance Program and private flood insurance options, helping clients understand elevation certificates and policy limits. This flood insurance agent works to protect local investments from water damage. The agency frequently assists residents in navigating claims after severe rainstorms or snowmelt events that overwhelm drainage systems in the area.

GI
55 Walkers Brook Dr Suite 403
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Reading, MA

Spring nor’easters and thawing snowpack often strain drainage systems across Reading and nearby communities, leaving basements vulnerable to water intrusion. Gallagher Insurance, Risk Management & Consulting serves as a Flood Insurance Agent in this area, helping property owners navigate NFIP policies that apply to both residential and commercial structures. By evaluating local flood maps and the specific risk profiles of a given address, the company facilitates custom coverage choices for clients. An initial walk-around inspection of the foundation, sump pump, and adjacent grading typically begins their assessment process.

LI
2 Haven St UNIT 208
LBP Insurance Agency
Flood Insurance Agent · Reading, MA

LBP Insurance Agency serves homeowners and businesses in Reading, Massachusetts, and the surrounding communities throughout the region. The company handles flood insurance policies that cover damage from rising water, storm surges, and heavy rainfall events common to New England. It works with clients to evaluate their property risk against local flood zone maps and elevation data. To complete a typical job, LBP Insurance Agency conducts a thorough property assessment and then matches the client with a policy that fits their specific exposure level and budget.

NG
580 Main St Suite 204
The Nolty Group at Archer Insurance
Flood Insurance Agent · Reading, MA

The Nolty Group at Archer Insurance in Reading, MA helps clients understand the difference between a one-time flood policy for a single property purchase and a recurring annual plan that automatically renews for ongoing protection. Coverage typically addresses structural damage and contents from rising water, which standard homeowner policies exclude. Service runs on either a one-time or as-needed basis, depending on the client’s request for a single quote or an ongoing policy renewal.

NI
1 General Way
Nice Insurance Massachusetts
Flood Insurance Agent · Reading, MA

As a flood insurance agent in Reading, MA, Nice Insurance Massachusetts specializes in securing National Flood Insurance Program policies and private coverage for homeowners and businesses. It serves clients across the region by assessing flood risks, explaining policy details, and customizing protection to meet individual property needs. The company guides customers through the application process and assists with claim questions after storms. With Reading located near rivers and low-lying areas, it helps property owners prepare coverage before the spring thaw and hurricane season raise local flood threats.

CI
2 Haven St Suite 302
Cole Insurance Agency Inc
Flood Insurance Agent · Reading, MA

As spring thaws and nor'easters swell local rivers, flood risk becomes a pressing concern for Reading homeowners and businesses. Cole Insurance Agency Inc addresses this need by guiding clients through the National Flood Insurance Program and private market options available in the area. Their work centers on assessing property exposure to flood hazards common to the Merrimack Valley region. A typical engagement begins with a detailed review of the property, followed by an initial inspection of the home’s elevation and drainage characteristics.

OB
150 Main St
O'Brien Insurance
Flood Insurance Agent · Reading, MA

O'Brien Insurance is a flood insurance agency located in Reading, Massachusetts that assists property owners with navigating flood risk management. The company specializes in tailoring coverage options to protect commercial assets from water damage claims. Businesses occupying offices benefit from policies designed to address structural vulnerabilities. Warehouses can secure plans that cover inventory and equipment exposed to rising waters. The agency also serves the food service industry, ensuring operational continuity for restaurants and commercial kitchens facing flood-related disruptions.

AF
324 Main St
Allstate Financial Services: Steven Melo
Flood Insurance Agent · Reading, MA
(781) 205-4374
agents.allstate.com/steven-melo-reading-ma.html

What Does a a Flood Insurance Agent in Reading Cost?

Flood insurance costs in Massachusetts vary based on property location, elevation, and building characteristics. Average annual premiums range from $700 to $2,500 for NFIP policies, but high-risk properties may pay more. Private market options can offer different pricing. This is general information, not insurance advice.

About flood insurance agents in Reading

Flood insurance agents in Reading, Massachusetts help property owners understand National Flood Insurance Program (NFIP) requirements. Reading has several flood zones near the Ipswich River and other waterways. Massachusetts law requires flood insurance for properties in high-risk areas with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Reading Massachusetts?

If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, many homeowners choose coverage because floods can happen anywhere.

What does a flood insurance agent in Reading do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain elevation certificates and how they affect your premium.

How long does it take to get flood insurance in Massachusetts?

NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for new mortgages or map changes. An agent can help you plan around this timeline.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.