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Compare Flood Insurance Agents in Scituate, MA

Looking for a flood insurance agent in Scituate? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Scituate, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 flood insurance agents in Scituate, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murphy Carty Insurance
183 Front St, Scituate, MA 02066
(781) 545-0793 murphycarty.com
The Best Insurance MA
57 Otis Pl, Scituate, MA 02066
(339) 219-1205
William Raveis Real Estate - Scituate
161 Front St, Scituate, MA 02066
(781) 545-1533 raveis.com
Harbour Insurance Agency
301A Driftway, Scituate, MA 02066
(781) 545-6400 harbourins.com
Conway Insurance Agency Inc
80 Front St #1, Scituate, MA 02066
(781) 546-6110 conwayins.com

Flood insurance agents in Scituate Massachusetts help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Scituate is a coastal town with high flood risk, and Massachusetts law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Agents can explain elevation certificates and flood zone designations specific to your property.

What Does a Flood Insurance Agent in Scituate Cost?

Flood insurance costs in Massachusetts vary by flood zone, elevation, and property value. For a standard NFIP policy in Scituate, annual premiums typically range from 700 to 2,500 dollars for low-risk zones and can exceed 4,000 dollars for high-risk coastal areas. Private flood insurance may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Scituate do?
A flood insurance agent helps you find a policy that meets your coverage needs and complies with lender requirements. They review flood maps for your property location in Scituate and explain policy limits, deductibles, and waiting periods.
Is flood insurance required in Scituate Massachusetts?
Flood insurance is not required by Massachusetts state law, but it is mandatory for properties with a federally backed mortgage located in a Special Flood Hazard Area. Many Scituate properties fall into high-risk zones due to coastal exposure.
How do I choose a flood insurance agent in Scituate?
Look for an agent licensed in Massachusetts who has experience with coastal properties and NFIP rules. Ask if they can compare private flood insurance options in addition to NFIP policies.