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Find Flood Insurance Agents Near You in South Yarmouth, MA

Directory of flood insurance agents in South Yarmouth, Massachusetts. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
South Yarmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 flood insurance agents in South Yarmouth, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wright Insurance Agency
1023 MA-28, South Yarmouth, MA 02664
(508) 619-3586 wrightinsagency.com
John F Martin Insurance
1023 MA-28, South Yarmouth, MA 02664
(508) 398-2277
John F Martin Real Estate & Insurance
1023 MA-28, South Yarmouth, MA 02664
(508) 398-2277

Flood insurance agents in South Yarmouth help homeowners and businesses protect against flood damage. Massachusetts requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain the National Flood Insurance Program (NFIP) rules and help you choose the right coverage for your Cape Cod property.

What Does a Flood Insurance Agent in South Yarmouth Cost?

Typical flood insurance costs in Massachusetts range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, elevation, and building value. Private market policies may cost more or less. Actual premiums vary by property and flood risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in South Yarmouth?
South Yarmouth is near the coast and many properties are in Special Flood Hazard Areas. An agent can help you understand your flood zone and find a policy that meets lender requirements and protects your home.
What flood insurance options are available in Massachusetts?
Most flood insurance in Massachusetts comes through the NFIP, which offers building and contents coverage. Some private insurers also offer flood policies. An agent can compare both options for your property.
Do Massachusetts laws affect flood insurance requirements?
Massachusetts law does not require flood insurance, but lenders do for properties in high-risk zones. The state also participates in the NFIP Community Rating System which can give discounts on premiums for some towns.