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Looking for a flood insurance agent in Southborough? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Southborough, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 flood insurance agents in Southborough, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fitts Insurance
30 Turnpike Rd #3, Southborough, MA 01772
(508) 620-6200
fittsinsurance.com
Gaudette Insurance Agency, Inc.
5 E Main St, Southborough, MA 01772
(508) 480-9540
gaudette-insurance.com
Marsh Kemp Insurance | Hilb Group
120 Turnpike Rd, Southborough, MA 01772
(508) 366-6161
marshkemp.com
Hilb Group
120 Turnpike Rd, Southborough, MA 01772
(508) 791-5566
hilbgroup.com
G A Lamy Insurance Agency, Inc.
5 E Main St, Southborough, MA 01772
(508) 485-3306
Hayden Wood Insurance Agency, Inc.
30 Turnpike Rd #5, Southborough, MA 01772
(508) 229-8700
haydenwood.com
Capital Insurance Co.
65 Turnpike Rd, Southborough, MA 01745
(413) 853-0132
Flood insurance agents in Southborough Massachusetts help property owners secure coverage through the National Flood Insurance Program and private insurers. Southborough is located near the Sudbury River and has areas in flood zones, making flood insurance important for many homes. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk flood areas.
What Does a Flood Insurance Agent in Southborough Cost?
Flood insurance costs in Massachusetts vary based on flood zone, elevation, building age, and coverage amount. For an NFIP policy in a low-risk zone, annual premiums may start around 700 dollars. In high-risk zones, premiums can range from 1,500 to 4,000 dollars or more per year. Private flood insurance may offer different pricing and higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Southborough Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.
How do I find a flood insurance agent in Southborough?
You can search for licensed insurance agents in Southborough who specialize in flood coverage. Many local agencies offer NFIP policies and can also quote private flood insurance options. Check the Massachusetts Division of Insurance website to verify an agents license.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.